Monroe County property record for 48 Ocean Dr, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1975 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $18,000 (Feb 1977) |
| Tax Bill | $4,624 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00555011-007300 |
| Primary APN | 00555011-007300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 1,674 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wood |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 5,040 sqft (0.116 acres) |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 200 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 818 sqft |
| Deck Area | 130 sqft |
| Patio Area | 549 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1681229 |
|---|---|
| Street Address | 48 OCEAN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4034 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | LT 73 AND 1.25% COMMON ELEMENTS THE HARBORAGE KEY LARGO PB 6-46 OR644-647 OR688-305 OR2512-582 |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 06 |
| Legal Subdivision | HARBORAGE, THE |
| Legal Lot Number | 73 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970600 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1651 SW 127TH AVE, A401, PEMBROKE PINES, FL 33027-6848 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 1977 · Amount on Record |
| Deed Sale | Feb 1, 1977 · Amount on Record |
| Deed Book / Page | 688 / 305 |
| Last Transfer Date | Mar 31, 2011 |
| Transfer Doc | 0025120582 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $714,990 (+8.72%) Land $651,926 Building $63,064 | $714,990 (+8.72%) Land $651,926 Building $63,064 | |
| 2024 | $4,624.00 (+6.1%) | ||
| 2023 | $4,358.00 (+17.47%) | $657,670 (+23.65%) Land $599,813 Building $57,857 | $657,670 (+23.65%) Land $599,813 Building $57,857 |
| 2022 | $3,710.00 | $531,863 Land $471,897 Building $59,966 | $531,863 Land $471,897 Building $59,966 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications.
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