41 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 41 Ocean Dr, Key Largo, FL 33037 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 2005
Lot Size	0.105 acres (4,580 sqft)
Owner	2 Individual Names on File
Last Sale	$102,500 (May 1995)
Tax Bill	$2,962 (2024)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`00555011-005000`

Property Details

APN / Parcel Number

Primary APN	`00555011-005000`
Alternative APNs	`06623900555011005000` `1680991`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,580 sqft (0.105 acres)
View / Lot	Canal

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Patio Area	200 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1680991
Street Address	41 OCEAN DR
City	KEY LARGO
State	FL
Zip	33037-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 50 THE HARBORAGE KEY LARGO PB6-46 OR495-242 OR533-498 OR654-412 OR1002-2422 OR1355-1233 OR1355-1235 OR2486-571 OR3237-1273
Legal Range	39E
Legal Township	62S
Legal Section	06
Legal Subdivision	HARBORAGE, THE
Legal Lot Number	50
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	970600

Owner

Source: Monroe County records · APN 00555011-005000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 OCEAN DR, KEY LARGO, FL 33037-4011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 1995 · Amount on Record
Deed Sale	May 01, 1995 · Amount on Record
Prior Sale	Jan 01, 1987 · Amount on Record
Deed Book / Page	1355 / 1235
Last Transfer Date	Aug 07, 2023
Transfer Doc	0032371273
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Aug 07, 2023
Property Address	41 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0032371273
Book / Page	3237 / 1273
Map Reference	MB 6 PG 46
Instrument Date	Aug 07, 2023
Instrument	2427698
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 KEAN DRIVE, KEY LARGO, FL 33037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 OCEAN DR, KEY LARGO, FL 33037-4011

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$362,377 (+5.99%)	$984,127 (+8.25%) Land $630,243 Building $353,884
2024	$2,962.00 (-5.73%)
2023	$3,142.00 (+4.14%) Senior Citizen's exemption	$341,908 (+3%)	$909,114 (+33.8%) Land $579,863 Building $329,251
2022	$3,017.00 Senior Citizen's exemption	$331,950	$679,478 Land $456,203 Building $223,275

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.