Monroe County property record for 43 Ocean Dr, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,644 sqft · built 1999 |
| Lot Size | 0.105 acres (4,580 sqft) |
| Owner | Company Name on File |
| Last Sale | $415,000 (Mar 2016) |
| Tax Bill | $5,335 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00555011-005100 |
| Primary APN | 00555011-005100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Mobile Home |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,580 sqft (0.105 acres) |
| View / Lot | Canal |
| Porch | Florida Room |
|---|---|
| Porch Area | 337 sqft |
| Deck Area | 300 sqft |
| Patio Area | 502 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1681008 |
|---|---|
| Street Address | 43 OCEAN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4011 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | LT 51 THE HARBORAGE KEY LARGO PB 6-46 OR524-23 OR546-343 OR886-2084 OR973-2415 OR1227-1932 OR2758-1532/33 OR2787-1067/69 |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 06 |
| Legal Subdivision | HARBORAGE, THE |
| Legal Lot Number | 51 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970600 |
43 Ocean Dr, a mobile home, is owned by a company that bought it in March 2016.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2420 BRICKELL AVE, 103B, MIAMI, FL 33129-2451 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2016 · Amount on File |
| Deed Sale | Mar 21, 2016 · Amount on File |
| Prior Sale | Aug 24, 2015 · Amount on File |
| Deed Document Number | 20162068158 |
| Deed Book / Page | 2787 / 1067 |
| Prior Transfer Date | Aug 21, 2015 |
| Prior Transfer Doc | 0027581532 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $749,200 Land $630,243 Building $118,957 | $749,200 Land $630,243 Building $118,957 | |
| 2024 | $5,335.00 (+5.37%) | ||
| 2023 | $5,063.00 (+14.96%) | $704,790 (+20.73%) Land $579,863 Building $124,927 | $704,790 (+20.73%) Land $579,863 Building $124,927 |
| 2022 | $4,404.00 | $583,782 Land $456,203 Building $127,579 | $583,782 Land $456,203 Building $127,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Ocean Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 43 Ocean Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications.
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