47 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 47 Ocean Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,976 sqft · built 2022
Lot Size	0.158 acres (6,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Oct 2020)
Tax Bill	$17,598 (2024)
Deeds & Mortgages	Oct 2020 Sale Aug 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00555011-005300`

Property Details

APN / Parcel Number

Primary APN	`00555011-005300`
Alternative APNs	`06623900555011005300` `1681024`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,976 sqft Living Area
Gross Area	4,273 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	6,870 sqft (0.158 acres)
Lot Dimensions	114 ft deep x 60 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	297 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	320 sqft
Deck Area	588 sqft
Patio Area	59 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1681024
Street Address	47 OCEAN DR
City	KEY LARGO
State	FL
Zip	33037-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	THE HARBORAGE KEY LARGO PB 6-46 S 30 LOT 53 & N 30 LOT 54 OR495-242 OR525-326 OR625-542 OR648-713C OR878-141 OR1400-242/43 OR1400-244 OR2192-688 OR2842-1230/32 OR2978-0728 OR3052-2020
Legal Range	39E
Legal Township	62S
Legal Section	06
Legal Subdivision	HARBORAGE, THE
Legal Lot Number	53,54
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	970600

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 OCEAN DR, KEY LARGO, FL 33037-4011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Warranty Deed, Transfer CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO
Aug 5, 2019	Grant Deed, Transfer NOT AVAILABLE
Mar 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Mar 9, 2006 · Amount on Record
Deed Document Number	20202288054
Deed Book / Page	3052 / 2020
Prior Transfer Date	Jul 31, 2019
Prior Transfer Doc	0029780728
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 26, 2020
Property Address	47 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0030522020
Book / Page	003052 / 002020
Instrument Date	Oct 23, 2020
Instrument	2288054
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Transaction

Amount	Amount Recorded
Tax	$3,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	80 JOHN SILVER DR KEY LARGO FL 330372387, KEY LARGO, FL 33037-2387

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Aug 5, 2019
Property Address	47 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0029780728
Book / Page	002978 / 000728
Instrument Date	Jul 31, 2019
Instrument	2231241
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	286 LAKE ST FRUITPORT MI 494158740, FRUITPORT, MI 49415-8740

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 8, 2017
Property Address	47 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0028421230
Book / Page	002842 / 001230
Instrument Date	Feb 6, 2017
Instrument	2113301
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	O-1608 LINCOLN AVE MARNE MI 49435, MARNE, MI 49435

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,224,890 (+18.87%)	$2,238,826 (+19.62%) Land $738,268 Building $1,500,558
2024	$17,598.00 (+20.86%)
2023	$14,561.00 (+279.39%)	$1,871,623 (+288.08%) Land $679,324 Building $1,192,299	$1,871,623 (+288.08%) Land $679,324 Building $1,192,299
2022	$3,838.00	$482,282 Land $460,961 Building $21,321	$482,282 Land $460,961 Building $21,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 425 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	957 units insured incl. 532 condo units
Nearby Flood Claims	227 (1982–2022)
Claims Outside the SFHA	13 of 227
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 156 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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