457 Bluff Dr, Eden, GA 31307 Property Records

Effingham County property record for 457 Bluff Dr, Eden, GA 31307

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,591 sqft · built 1998
Lot Size	3.05 acres (133,153 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2012)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Dec 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`0302A-050-C00`

Property Details

APN / Parcel Number

Primary APN	`0302A-050-C00`
Alternative APNs	`0036C050000` `3569`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,591 sqft Heated Area
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	133,153 sqft (3.05 acres)
Garage Area	1,152 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,682 sqft
Shed	1 Shed
Shed Area	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3569
Street Address	457 BLUFF DR
City	EDEN
State	GA
Zip	31307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LOT 50
Legal Subdivision	FOXBOW FARMS
Legal Phase	3
Legal Block	III
Legal Lot Number	50
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3013
Census Tract	30401

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 671, EDEN, GA 31307-0671
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE
Dec 17, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2012 · Amount on Record
Deed Sale	Feb 7, 2012 · Amount on Record
Prior Sale	Oct 31, 2008 · Amount on Record
Deed Document Number	2012257
Deed Book / Page	2072 / 9
Last Transfer Date	Nov 21, 2014
Transfer Doc	002268/722
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	457 BLUFF DR, EDEN, GA 31307
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002391/520
Date	Feb 23, 2017
Book Page	2391/520
Instrument	001519

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 17, 2019
Property Address	457 BLUFF DR, EDEN, GA 31307
Document Number	002563/649
Book / Page	2563 / 649
Instrument Date	Dec 17, 2019
Instrument	2019-003423
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 671, EDEN, GA 31307-0671

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,778 (-7.49%) Land $22,800 Building $94,978	$294,445 (-7.49%) Land $57,000 Building $237,445
2025	$4,323.00 (+11.56%)	$127,312 (+3.73%) Land $22,800 Building $104,512	$318,279 (+3.73%) Land $57,000 Building $261,279
2024	$3,875.00 (+14.75%)	$122,730 (+9.28%) Land $22,800 Building $99,930	$306,825 (+9.28%) Land $57,000 Building $249,825
2023	$3,377.00 (-1%)	$112,308 (+5.25%) Land $17,600 Building $94,708	$280,769 (+5.25%) Land $44,000 Building $236,769
2022	$3,411.00	$106,708 Land $12,000 Building $94,708	$266,769 Land $30,000 Building $236,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	13 (2020–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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