Effingham County property record for 424 Bluff Dr, Eden, GA 31307
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,288 sqft · built 2007 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,299 (May 2017) |
| Tax Bill | $2,719 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0302A-046-C00 |
| Primary APN | 0302A-046-C00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,288 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 57,499 sqft (1.32 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 16 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3561 |
|---|---|
| Street Address | 424 BLUFF DR |
| City | EDEN |
| State | GA |
| Zip | 31307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | LOT 46 |
| Legal Subdivision | FOX BOW FARMS PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 46 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30401 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 475, EDEN, GA 31307-0475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage WR STARKEY MORTGAGE LLP |
| Dec 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2017 · Amount on Record |
| Deed Sale | May 3, 2017 · Amount on Record |
| Prior Sale | Dec 1, 2015 |
| Deed Document Number | 20171168 |
| Deed Book / Page | 2403 / 852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 424 BLUFF DR, EDEN, GA 31307 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002403/854 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 2403/854 |
| Instrument | 003862 |
| Name | WR STARKEY MORTGAGE LLP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 424 BLUFF DR, EDEN, GA 31307 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002441/386 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 2441/386 |
| Instrument | 010888 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Dec 1, 2034 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,124 (-) Land $22,800 Building $75,324 | $245,309 (-) Land $57,000 Building $188,309 | |
| 2025 | $2,719.00 (+19.46%) Homeowner's exemption | $98,124 (+22.12%) Land $22,800 Building $75,324 | $245,309 (+22.12%) Land $57,000 Building $188,309 |
| 2022 | $2,276.00 Homeowner's exemption | $80,350 Land $12,000 Building $68,350 | $200,874 Land $30,000 Building $170,874 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 13 (2020–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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