45544 SE Dowling Rd, Sandy, OR 97055 Property Records

Clackamas County property record for 45544 SE Dowling Rd, Sandy, OR 97055

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,552 sqft · built 2008
Lot Size	4.06 acres (176,854 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Apr 2024)
Tax Bill	$5,581 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25E33A 00302`

Property Details

APN / Parcel Number

Primary APN	`25E33A 00302`
Alternative APN	`05010573`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Building Area	2,552 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	176,854 sqft (4.06 acres)

Location & Zoning

Account Number	05010573
Street Address	45544 SE DOWLING RD
City	SANDY
State	OR
Zip	97055-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TBR
Legal Description	PARTITION PLAT 2008-021 PARCEL 7
Legal Range	5E
Legal Township	2S
Legal Section	33
Legal Subdivision	PARTITION PLAT 2008-21
Legal Lot Number	4
Jurisdiction	CLACKAMAS OR
Township / Civil Division	MOUNT HOOD
Census Block Group	2
Census Block	2000
Census Tract	24302

Owner

Source: Clackamas County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45544 SE DOWLING RD, SANDY, OR 97055-7426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	May 9, 2016 · Amount on Record
Deed Document Number	202414175
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 24, 2024
Property Address	45544 SE DOWLING RD, SANDY, OR 97055-7426
Document Number	0000014175
Instrument Date	Apr 22, 2024
Instrument	2024-014175
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45544 SE DOWLING RD, SANDY, OR 97055-7426

Mortgage

Document Number	0000014176
Date	Apr 24, 2024
Instrument	2024-014176

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	45544 SE DOWLING RD, SANDY, OR 97055-7426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087068
Date	Oct 20, 2020
Instrument	2020-087068

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,581.00 (+7.64%)	$404,282 (+6.09%)	$976,427 (+8.55%) Land $314,337 Building $662,090
2023	$5,185.00	$381,079	$899,507 Land $288,057 Building $611,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 78% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	90 / 5

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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