46224 SE Dowling Rd, Sandy, OR 97055 Property Records

Clackamas County property record for 46224 SE Dowling Rd, Sandy, OR 97055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,446 sqft · built 1972
Lot Size	0.909 acres (39,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Jun 2020)
Tax Bill	$4,503 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25E34B 00304`

Property Details

APN / Parcel Number

Primary APN	`25E34B 00304`
Alternative APN	`00703233`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,446 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,594 sqft (0.909 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00703233
Street Address	46224 SE DOWLING RD
City	SANDY
State	OR
Zip	97055-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FF10
Legal Description	1522 EVELYNS ADD #1 LT 2
Legal Range	5E
Legal Township	2S
Legal Section	34
Legal Subdivision	EVELYNS ADD #1
Legal Lot Number	2
Jurisdiction	CLACKAMAS OR
Township / Civil Division	MOUNT HOOD
Census Block Group	3
Census Block	3014
Census Tract	24302

Owner

Source: Clackamas County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46224 SE DOWLING RD, SANDY, OR 97055-7431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 25, 2020	Quit Claim Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Dec 27, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE-OR, FIDELITY NAT'L TITLE-OR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	202048389
Prior Transfer Date	Jun 23, 2020
Prior Transfer Doc	0000048389
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	46224 SE DOWLING RD, SANDY, OR 97055-7431
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46224 SE DOWLING RD, SANDY, OR 97055-7431

Mortgage

Document Number	0000103553
Date	Nov 24, 2021
Instrument	2021-103553

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	46224 SE DOWLING RD, SANDY, OR 97055-7431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056597
Date	Aug 18, 2017
Instrument	2017-056597

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 25, 2020
Property Address	46224 SE DOWLING RD, SANDY, OR 97055-7431
Document Number	0000048389
Instrument Date	Jun 23, 2020
Instrument	2020-048389
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46224 SE DOWLING RD, SANDY, OR 97055-7431

Mortgage

Document Number	0000048390
Date	Jun 25, 2020
Instrument	2020-048390

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Dec 27, 2019
Property Address	46224 SE DOWLING RD, SANDY, OR 97055-7431
Document Number	0000082856
Instrument Date	Dec 23, 2019
Instrument	82856
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NAT'L TITLE-OR

Transaction

Amount	Amount Recorded
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46224 SE DOWLING RD SANDY OR 970557431, SANDY, OR 97055-7431

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,503.00 (+7.5%)	$330,812 (+6.09%)	$648,514 (+8.2%) Land $222,284 Building $426,230
2023	$4,189.00	$311,823	$599,361 Land $203,701 Building $395,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	14 (1979–2025)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 77% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	115 / 7

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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