4548 River Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 4548 River Rd, Hilliard, FL 32046

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,827 sqft · built 2023
Lot Size10.6 acres (463,478 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Mar 2011)
Tax Bill$7,094 (2025)
Deeds & MortgagesNov 2020 Construction Loan
Flood ZoneZone A (high risk)
APN23-2N-23-0000-0001-0050

Property Details

APN / Parcel Number

Primary APN23-2N-23-0000-0001-0050

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,827 sqft Heated Area
Gross Area4,791 sqft
1st Floor Area1,340 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area463,478 sqft (10.6 acres)
Garage TypeMixed
Garage Area400 sqft
CarportCarport
Carport Area700 sqft
PorchPorch
Porch Area384 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4548 RIVER RD
CityHILLIARD
StateFL
Zip32046-5506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionPT OF NE1/4 IN OR 1727/1046 PARCELS 1-5 & 2-6 1983 DW/MH CHAR UTIL ESMT IN OR 2443-314
Legal Range23E
Legal Township02N
Legal Section23
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group1
Census Block1014
Census Tract50508

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4548 RIVER RD, HILLIARD, FL 32046-5506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2011 · Amount on Record
Deed SaleMar 4, 2011 · Amount on Record
Prior SaleApr 19, 2002 · Amount on Record
Deed Document Number201105243
Deed Book / Page1727 / 1046
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address4548 RIVER RD, HILLIARD, FL 32046-5506
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4548 RIVER RD, HILLIARD, FL 32046-5506

Mortgage

Document Number0024071242
DateNov 10, 2020
Book Page2407/1242
Instrument202045036585
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,094.00 (+1.24%) Homeowner's exemption$502,455 (+2.9%)$610,967 (+4.35%) Land $176,358 Building $434,609
2024$7,007.00 (+586.96%) Homeowner's exemption$488,294 (+370.39%)$585,472 (+134.58%) Land $171,836 Building $413,636
2023$1,020.00 (+12.83%) Homeowner's exemption$103,806 (+2.8%)$249,580 (+69.13%) Land $202,160 Building $47,420
2022$904.00 Homeowner's exemption$100,975$147,567 Land $106,400 Building $41,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 60% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Windstream
DSL
50 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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