Nassau County property record for 4475 River Rd, Hilliard, FL 32046 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,065 sqft · built 2005 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $238,000 (Sep 2018) |
| Tax Bill | $3,654 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-2N-23-1803-0010-0000 |
| Primary APN | 23-2N-23-1803-0010-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,065 sqft Heated Area |
| Gross Area | 2,731 sqft |
| 1st Floor Area | 2,065 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 63,162 sqft (1.45 acres) |
| Garage Type | Mixed |
| Garage Area | 374 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 186 sqft |
| Pole Barn | 1,600 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4475 RIVER RD |
|---|---|
| City | HILLIARD |
| State | FL |
| Zip | 32046-5525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 IN OR 2226/227 RANDY ACRES PB 5/242 |
| Legal Range | 23E |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | RANDY ACRES |
| Legal Lot Number | 10 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 50508 |
Source: Nassau County records · APN 23-2N-23-1803-0010-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4475 RIVER RD, HILLIARD, FL 32046-5525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Oct 12, 2023 | Correction Deed |
| Sep 25, 2018 | Warranty Deed, Transfer · Conventional with PMI VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on Record |
| Deed Sale | Sep 25, 2018 · Amount on Record |
| Prior Sale | May 06, 2010 · Amount on Record |
| Deed Document Number | 201845029782 |
| Deed Book / Page | 2226 / 0227 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 4475 RIVER RD, HILLIARD, FL 32046-5525 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 4475 RIVER RD, HILLIARD, FL 32046-5525 |
| Document Number | 0024490685 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 2449/685 |
| Instrument | 202145012219 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2041 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Oct 12, 2023 |
| Property Address | 4475 RIVER RD, HILLIARD, FL 32046-5525 |
| Document Number | 0026730673 |
| Book / Page | 2673 / 673 |
| Instrument Date | Oct 05, 2023 |
| Instrument | 202345031143 |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4475 RIVER RD, HILLIARD, FL 32046-5525 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Sep 25, 2018 |
| Property Address | 4475 RIVER RD, HILLIARD, FL 32046-5525 |
| Document Number | 0022260227 |
| Book / Page | 002226 / 000227 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 45029782 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,666.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4475 RIVER RD HILLIARD FL 320465525, HILLIARD, FL 32046-5525 |
| Document Number | 22260229 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 002226/000229 |
| Instrument | 45029783 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2048 |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,654.00 (+23.74%) Homeowner's exemption | $278,369 (+21.64%) | $392,728 (+22.53%) Land $65,250 Building $327,478 |
| 2024 | $2,953.00 (+1.51%) Homeowner's exemption | $228,851 (+3%) | $320,513 (+3.43%) Land $47,850 Building $272,663 |
| 2023 | $2,909.00 (+10.61%) Homeowner's exemption | $222,185 (+3%) | $309,883 (+18.12%) Land $47,850 Building $262,033 |
| 2022 | $2,630.00 Homeowner's exemption | $215,714 | $262,355 Land $43,065 Building $219,290 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890505081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 27 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force 25 of 27 on primary residences |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 264 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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