45100 SE Dowling Rd, Sandy, OR 97055 Property Records

Clackamas County property record for 45100 SE Dowling Rd, Sandy, OR 97055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,728 sqft · built 2019
Lot Size	19.4 acres (845,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (May 2023)
Tax Bill	$7,675 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`25E33B 00103`

Property Details

APN / Parcel Number

Primary APN	`25E33B 00103`
Alternative APN	`01662212`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,728 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	845,500 sqft (19.4 acres)

Location & Zoning

Account Number	01662212
Street Address	45100 SE DOWLING RD
City	SANDY
State	OR
Zip	97055-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TBR
Legal Description	1995-112 PARTITION PLAT PARCEL 2
Legal Range	5E
Legal Township	2S
Legal Section	33
Legal Subdivision	PARTITION PLAT
Jurisdiction	CLACKAMAS OR
Township / Civil Division	MOUNT HOOD
Census Block Group	2
Census Block	2000
Census Tract	24302

Owner

Source: Clackamas County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45100 SE DOWLING RD, SANDY, OR 97055-7429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Transfer · Second Mortgage (Down Payment) CANOPY MORTGAGE LLC
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 3, 2019	Deed of Trust, Mortgage KAREN DAVANZO
Dec 21, 2018	Warranty Deed, Transfer · Construction Mortgage BENTLEY ELIZABETH M TRUST (RT)
Dec 21, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 21, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	202316348
Prior Transfer Date	Dec 19, 2018
Prior Transfer Doc	0000076545
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	May 15, 2023
Property Address	45100 SE DOWLING RD, SANDY, OR 97055-7429
Document Number	0000016348
Instrument Date	May 13, 2023
Instrument	2023-016348
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45100 SE DOWLING RD, SANDY, OR 97055-7429

Mortgage

Document Number	0000016349
Date	May 15, 2023
Instrument	2023-016349

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	45100 SE DOWLING RD, SANDY, OR 97055-7429
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013015
Date	Mar 3, 2022
Instrument	2022-013015

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	45100 SE DOWLING RD, SANDY, OR 97055-7429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030894
Date	Apr 29, 2020
Instrument	2020-030894

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	45100 SE DOWLING RD, SANDY, OR 97055-7429
Document Number	0000000581
Instrument Date	Jan 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000581
Date	Jan 4, 2019
Instrument	581

Lender

Name	KAREN DAVANZO
Address	18035 SE 422ND AVE, SANDY, OR 97055-6732

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 3, 2021

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Dec 21, 2018
Property Address	45100 SE DOWLING RD, SANDY, OR 97055-7429
Document Number	0000076547
Instrument Date	Dec 21, 2018
Instrument	76547
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19331 SE 502ND AVE SANDY OR 970557717, SANDY, OR 97055-7717

Mortgage

Document Number	76548
Date	Dec 21, 2018
Instrument	76548

Lender

Name	BENTLEY ELIZABETH M TRUST (RT)
Address	4422 SE RIVER DR, MILWAUKIE, OR 97267-6812

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 20, 2019

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Dec 21, 2018
Property Address	45100 SE DOWLING RD, SANDY, OR 97055-7429
Document Number	0000076546
Instrument Date	Dec 20, 2018
Instrument	76546
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4422 SE RIVER DR MILWAUKIE OR 972676812, MILWAUKIE, OR 97267-6812

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Dec 21, 2018
Property Address	45100 SE DOWLING RD, SANDY, OR 97055-7429
Document Number	0000076545
Instrument Date	Dec 19, 2018
Instrument	76545
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4422 SE RIVER DR MILWAUKIE OR 972676812, MILWAUKIE, OR 97267-6812

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,675.00 (+7.42%)	$557,435 (+6.04%)	$1,181,021 (-15.23%) Land $489,163 Building $1,022,460
2023	$7,145.00	$525,697	$1,393,128 Land $448,268 Building $944,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 79% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	90 / 5

May also be available: T-Mobile, Verizon.

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