4531 Panama Shell Dr, Captiva, FL 33924 Property Records

Lee County property record for 4531 Panama Shell Dr, Captiva, FL 33924

Property Summary

Property TypeResidential Vacant Land
Lot Size0.203 acres (8,843 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Oct 2016)
Tax Bill$1,256 (2025)
Flood ZoneZone AE (high risk)
APN05-45-21-09-00000.0280

Property Details

APN / Parcel Number

Primary APN05-45-21-09-00000.0280
Alternative APNs
  • 21054509000000280
  • 10003407

Exterior

Lot Area8,843 sqft (0.203 acres)
Lot Dimensions110 ft deep x 80 ft wide

Location & Zoning

Account Number10003407
Street Address4531 PANAMA SHELL DR
CityUPPER CAPTIVA
StateFL
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRS1
Legal DescriptionN CAPTIVA DUNES UNREC UT 3 LT 28 DESC OR 1288 PG 1718
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract09
Legal Block1
Legal Lot Number28
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1018
Census Tract80100

Owner

Source: Lee County records · APN 05-45-21-09-00000.0280

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address350 PURCHASE ST, RYE, NY 10580-1809
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2016 · Amount on Record
Deed SaleOct 14, 2016 · Amount on Record
Prior SaleFeb 27, 1997
Deed Document Number2016217974
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,256.00 (-7.03%)$73,205 (-36.42%) Land $73,205$107,680 (-6.48%) Land $107,680
2023$1,351.00 (-4.52%)$115,144 (-13.1%) Land $115,144$115,144 (-13.1%) Land $115,144
2022$1,415.00$132,500 Land $132,500$132,500 Land $132,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710801001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 6 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Panama Shell Dr

Nearby Streets

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