Nassau County property record for 45097 Petree Rd, Callahan, FL 32011 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,916 sqft · built 1959 |
| Lot Size | 16.6 acres (726,145 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Aug 2025) |
| Tax Bill | $5,987 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Apr 2022 Mortgage + 4 more |
| Flood Zone | Zone A (high risk) |
| APN | 47-2N-25-4080-0002-0040 |
| Primary APN | 47-2N-25-4080-0002-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,916 sqft Heated Area |
| Gross Area | 2,768 sqft |
| 1st Floor Area | 1,686 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 726,145 sqft (16.6 acres) |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 614 sqft |
| Patio Area | 270 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 45097 PETREE RD |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-5400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 2 3 & 4 (S-4 LOTS 2-4) & (S-1 OF LOTS 3 & 4) & PT CLOSED R/W OR 83/217 IN OR 2806/1907 EX S-1 OF LOT 1 & S-2 OF 1-3 & |
| Legal Range | 25E |
| Legal Township | 02N |
| Legal Section | 47 |
| Legal Subdivision | BUNKER HILL |
| Legal Lot Number | 1 2 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 50507 |
Source: Nassau County records · APN 47-2N-25-4080-0002-0040
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 45097 PETREE RD, CALLAHAN, FL 32011-5400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2024 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 04, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 02, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 10, 2021 | Warranty Deed, Transfer · FHA Mortgage RESOURCE FINANCIAL SERVICES INC |
| Dec 11, 2019 | Correction Deed MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| May 29, 2019 | Grant Deed, Transfer · Conventional with PMI SUPREME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2025 · Amount on Record |
| Deed Sale | Aug 05, 2025 · Amount on Record |
| Prior Sale | Feb 10, 2021 · Amount on Record |
| Deed Document Number | 202545023701 |
| Deed Book / Page | 2806 / 1907 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 45097 PETREE RD, CALLAHAN, FL 32011-5400 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 45097 PETREE RD, CALLAHAN, FL 32011-5400 |
| Document Number | 0026881618 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 2688/1618 |
| Instrument | 202445000924 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6101 CONDOR DR # 200, MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 326 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 45097 PETREE RD, CALLAHAN, FL 32011-5400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 45097 PETREE RD, CALLAHAN, FL 32011-5400 |
| Document Number | 0025520210 |
|---|---|
| Date | Apr 04, 2022 |
| Book Page | 2552/210 |
| Instrument | 202245012132 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 45097 PETREE RD, CALLAHAN, FL 32011-5400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 45097 PETREE RD, CALLAHAN, FL 32011-5400 |
| Document Number | 0026000831 |
|---|---|
| Date | Nov 02, 2022 |
| Book Page | 2600/831 |
| Instrument | 202245036854 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Feb 10, 2021 |
| Property Address | 45097 PETREE RD, CALLAHAN, FL 32011-5400 |
| Document Number | 0024321957 |
| Book / Page | 2432 / 1957 |
| Map Reference | MB O PG 17 |
| Instrument Date | Feb 08, 2021 |
| Instrument | 202145004712 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4091 HARTLAND ST, CHARLESTON, SC 29414-6095 |
| Name | Verified Name |
|---|---|
| Address | 45097 PETREE RD, CALLAHAN, FL 32011-5400 |
| Document Number | 0024321960 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2432/1960 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Dec 11, 2019 |
| Property Address | 45097 PETREE RD, CALLAHAN, FL 32011-5400 |
| Document Number | 0023240531 |
| Book / Page | 002324 / 000531 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 45039054 |
| Record Updated | Jan 17, 2020 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45097 PETREE RD CALLAHAN FL 320115400, CALLAHAN, FL 32011-5400 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 29, 2019 |
| Property Address | 45097 PETREE RD, CALLAHAN, FL 32011-5400 |
| Document Number | 0022770467 |
| Book / Page | 002277 / 000467 |
| Instrument Date | May 22, 2019 |
| Instrument | 45016675 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | JMT TITLE INSURANCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,981.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45097 PETREE RD CALLAHAN FL 320115400, CALLAHAN, FL 32011-5400 |
| Document Number | 22770469 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 002277/000469 |
| Instrument | 45016676 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2049 |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,987.00 (+10.95%) | $412,449 (+17.16%) Land $135,185 Building $277,264 | $412,449 (+17.16%) Land $135,185 Building $277,264 |
| 2024 | $5,396.00 (+4.86%) | $352,054 (+0.94%) Land $83,585 Building $268,469 | $352,054 (+0.94%) Land $83,585 Building $268,469 |
| 2023 | $5,146.00 (+23.43%) | $348,789 (+25.87%) Land $83,585 Building $265,204 | $348,789 (+25.87%) Land $83,585 Building $265,204 |
| 2022 | $4,169.00 | $277,112 Land $79,874 Building $197,238 | $277,112 Land $79,874 Building $197,238 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890505071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017, other causes, Hurricane Irma |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 813 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 1,200 / 35 |
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