4450 Old River St, Oceanside, CA 92057 Property Records

San Diego County property record for 4450 Old River St, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,303 sqft · built 1992
Lot Size	0.236 acres (10,282 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jul 2017)
Tax Bill	$7,481 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-812-05-00`

Property Details

APN / Parcel Number

Primary APN	`157-812-05-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,303 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	10,282 sqft (0.236 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4450 OLD RIVER ST
City	OCEANSIDE
State	CA
Zip	92057-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 TR 012343
Legal Subdivision	RIVER MEADOW
Legal Tract	012343
Legal Block	2
Legal Lot Number	40
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2015
Census Tract	18521

Owner

Source: San Diego County records · APN 157-812-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2-16-2-150 HIRAKAWACHO, CHIYODA KU TOKYO, JP 102-0
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	Dec 20, 1991 · Amount on Record
Deed Document Number	2017341168
Prior Transfer Date	Nov 13, 2000
Prior Transfer Doc	0000648690
Record Updated	Sep 20, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2017
Property Address	4450 OLD RIVER ST, OCEANSIDE, CA 92057-6003
Document Number	0000341168
Map Reference	MAP12343
Instrument Date	Jul 07, 2017
Instrument	2017-0341168
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	HIRAKAWACHO 2-16-2-1501, CHIYODA KU TOKYO 102-0093, XX

Mortgage

Document Number	0000341169
Date	Jul 28, 2017
Instrument	2017-0341169

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$667,329 (+2%) Land $389,318 Building $278,011
2025	$7,481.00 (+5.16%)	$654,245 (+4.04%) Land $381,685 Building $272,560
2023	$7,114.00 (+1.54%)	$628,841 Land $366,864 Building $261,977
2022	$7,006.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force 14 of 16 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.