San Diego County property record for 4446 Old River St, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,303 sqft · built 1992 |
| Lot Size | 0.407 acres (17,728 sqft) |
| Owner | Individual Name on File |
| Last Sale | $655,045 (Nov 2018) |
| Tax Bill | $6,375 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-812-07-00 |
| Primary APN | 157-812-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,303 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 17,728 sqft (0.407 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4446 OLD RIVER ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 42 TR 012343 |
| Legal Subdivision | RIVER MEADOW |
| Legal Tract | 012343 |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 18521 |
Source: San Diego County records · APN 157-812-07-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4446 OLD RIVER ST, OCEANSIDE, CA 92057-6003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Aug 30, 2019 | Deed of Trust, Mortgage · VA Mortgage US BANK NA |
| Nov 09, 2018 | Grant Deed, Transfer · VA Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2018 · Amount on Record |
| Deed Sale | Nov 09, 2018 · Amount on Record |
| Prior Sale | Dec 18, 1991 · Amount on Record |
| Deed Document Number | 2018470037 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4446 OLD RIVER ST, OCEANSIDE, CA 92057-6003 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 4446 OLD RIVER ST, OCEANSIDE, CA 92057-6003 |
| Document Number | 0000794429 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-0794429 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4446 OLD RIVER ST, OCEANSIDE, CA 92057-6003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000375719 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 2019-0375719 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 09, 2018 |
| Property Address | 4446 OLD RIVER ST, OCEANSIDE, CA 92057-6003 |
| Document Number | 0000470037 |
| Map Reference | MAP 12343 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 2018-0470037 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG TITLE COMPANY OF CALIFOR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4446 OLD RIVER ST, OCEANSIDE, CA 92057-6003 |
| Document Number | 0000470038 |
|---|---|
| Date | Nov 09, 2018 |
| Instrument | 2018-0470038 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $745,157 (+2%) Land $257,688 Building $487,469 | |
| 2025 | $6,375.00 (+3.76%) | $730,547 (+4.04%) Land $252,636 Building $477,911 |
| 2023 | $6,144.00 (+0.08%) | $702,181 Land $242,827 Building $459,354 |
| 2022 | $6,139.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, San Diego Broadband, T-Mobile USA, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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