Okaloosa County property record for 4399 Windrush Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,163 sqft · built 2008 |
| Lot Size | 0.506 acres (22,059 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Dec 2021) |
| Tax Bill | $8,154 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-596-8092-6 |
| Primary APN | C56-000-596-8092-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,163 sqft Living Area |
| Gross Area | 4,380 sqft |
| 1st Floor Area | 2,214 sqft |
| Upper Floors Area | 949 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 22,059 sqft (0.506 acres) |
| Garage Type | Attached |
| Garage Area | 798 sqft |
| Porch | Florida Room |
| Porch Area | 419 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4399 WINDRUSH DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHWIND PH V AMENDED UNIT 18 & BEG AT NW COR LOT 18 N75 DEG E90 FT N17 DEG W98 FT TO S/L SWLY 90 FT S17 DEG E103 FT TO POB AS OR 1540-691 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | SOUTHWIND PH V AMENDED |
| Legal Phase | 5 |
| Legal Lot Number | 18 |
| Legal Unit | 18 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21001 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4399 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Aug 10, 2021 | Deed of Trust, Mortgage · Line of Credit HOME POINT FINANCIAL CORPORATION |
| Feb 14, 2020 | Deed of Trust, Mortgage · VA Mortgage SEMPER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on Record |
| Deed Sale | Dec 22, 2021 · Amount on Record |
| Prior Sale | Aug 25, 2015 · Amount on Record |
| Deed Document Number | 20213515064 |
| Deed Book / Page | 3594 / 4424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 22, 2021 |
| Property Address | 4399 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0035944424 |
| Book / Page | 3594 / 4424 |
| Map Reference | MB 11 PG 100 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 3515064 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2377 PINEBROOK LN, 2377, SPRINGBORO, OH 45066-7402 |
| Name | Verified Name |
|---|---|
| Address | 4399 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0035944426 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 3594/4426 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4399 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4399 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0035660450 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 3566/450 |
| Instrument | 3478890 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 31, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4399 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0034442948 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2470 CARMEL CT BEAVERCREEK OH 454313423, BEAVERCREEK, OH 45431-3423 |
| Document Number | 0034442948 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 003444/002948 |
| Instrument | 3338103 |
| Name | SEMPER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PROVIDENCE, RI 02907 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,154.00 (+1.13%) Homeowner's exemption | $723,483 (+2.07%) Land $152,027 Building $571,456 | $723,483 (+0.78%) Land $152,027 Building $571,456 |
| 2023 | $8,063.00 (+2.28%) Homeowner's exemption | $708,790 (+3%) | $717,851 (+4.32%) Land $140,543 Building $577,308 |
| 2022 | $7,883.00 Homeowner's exemption | $688,146 Land $133,850 Building $554,296 | $688,146 Land $133,850 Building $554,296 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 197 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 79 (1994–2020) |
| Claims Outside the SFHA | 44 of 79 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
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