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4396 Windrush Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 4396 Windrush Dr, Niceville, FL 32578 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1993
Square Footage2,508 sqft Heated Area
Lot Size12,198 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$557,900 (2020)
Tax Bill$5,495.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-596-8087-6
Alternative APN
  • 26-1S-22-461E-0000-0120

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,508 sqft Heated Area
Gross Area3,657 sqft Gross Area
1st Floor2,352 sqft 1st Floor
Upper Floors156 sqft Upper Floors
Stories2 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area12,198 sqft (0.28 acres)
Garage TypeFinished Garage
Garage Area771 sqft Garage
PorchOpen Porch
Porch Area338 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address4396 WINDRUSH DR
CityNICEVILLE
StateFL
Zip32578-4811
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTHWIND PH V AMENDED UNIT 12
Legal Range22
Legal Township01S
Legal Section26
Legal SubdivisionSOUTHWIND PH 5 AT BWB
Legal Phase5
Legal Unit12
JurisdictionOKALOOSA FL
Minor Civil DivisionNICEVILLE-VALPARAISO
Census Blockgroup1
Census Block1005
Census Tract21001

Owner

Source: Okaloosa County records · APN C56-000-596-8087-6

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4396 WINDRUSH DR, NICEVILLE, FL 32578-4811
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2026Deed of Trust, Mortgage · Line of Credit
UNIVERSITY BANK
May 22, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
INTERLINC MORTGAGE SERVICES LLC
Jul 17, 2017Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2020 · Amount on Record
Deed SaleMay 22, 2020 · Amount on Record
Prior SaleJul 17, 2017 · Amount on Record
Deed Doc Number3360189
Deed Book / Page3463 / 4736
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateJul 07, 2026
Property Address4396 WINDRUSH DR, NICEVILLE, FL 32578-4811
Document Number0003826349
Instrument DateJun 17, 2026
Instrument20263826349
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4396 WINDRUSH DR, NICEVILLE, FL 32578-4811

Mortgage

Document Number0003826349,
DateJul 07, 2026
Instrument20263826349
Lender
NameUNIVERSITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 17, 2041
Interest
Rate TypeAdjustable Rate
Rate5.85%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 22, 2020
Property Address4396 WINDRUSH DR, NICEVILLE, FL 32578-4811
Document Number0034634736
Book / Page3463 / 4736
Map ReferenceMB 11 PG 100
Instrument DateMay 20, 2020
Instrument3360189
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyBRADLEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,905.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4396 WINDRUSH DR, 4396, NICEVILLE, FL 32578-4811

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 QUAKER MEADOWS CT, HOLLY SPRINGS, NC 27540-6165

Mortgage

Document Number0034634737
DateMay 22, 2020
Instrument3463/4737
Lender
NameINTERLINC MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 17, 2017
Property Address4396 WINDRUSH DR, NICEVILLE, FL 32578-4811
Document Number0033083206
Book / Page3308 / 3206
Map ReferenceMB11 PG100
Instrument DateJul 10, 2017
Instrument3147666
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyBRIGHT LIGHT LAND TITLE CO L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address13754 MARSEILLES CT, 13754, CLEARWATER, FL 33762-3300

Transferred To (Grantee/Buyer)

NameVerified Name
Address4396 WINDRUSH DR, NICEVILLE, FL 32578-4811

Mortgage

Document Number0003147667
DateJul 17, 2017
Instrument3147667
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,495.00 (+5.29%) Homeowner's exemption$497,894 (+5.99%)$568,757 (+0.57%) Land $132,197 Building $436,560
2023$5,219.00 (+2.39%) Homeowner's exemption$469,769 (+3%)$565,512 (+3.25%) Land $122,211 Building $443,301
2022$5,097.00 Homeowner's exemption$456,086$547,724 Land $116,391 Building $431,333

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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