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4398 Windrush Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 4398 Windrush Dr, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,975 sqft · built 1990
Lot Size0.278 acres (12,105 sqft)
OwnerCompany Name on Record
Last Sale$14,400 (Jun 2024)
Tax Bill$3,998 (2025)
Deeds & MortgagesApr 2025 Mortgage
Apr 2018 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APNC56-000-596-8086-8

Property Details

APN / Parcel Number

Primary APNC56-000-596-8086-8
Alternative APNs
  • 26-1S-22-461E-0000-0110
  • 22S126461E00000110

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,975 sqft Living Area
Gross Area3,887 sqft
1st Floor Area2,975 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area12,105 sqft (0.278 acres)
Garage TypeAttached
Garage Area462 sqft
PorchScreened/Unfinished Porch
Porch Area254 sqft
Patio Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4398 WINDRUSH DR
CityNICEVILLE
StateFL
Zip32578-4811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHWIND PH V AMENDED UNIT 11 & BEG SW COR LOT/UNIT 11 N 68 DEG E 90FT S 21 DEG E 20FT S 68 DEG W 90FT N 21 DEG W 20FT TO POB
Legal Range22W
Legal Township01S
Legal Section26
Legal SubdivisionSOUTHWIND PH V AMENDED
Legal Phase5
Legal Lot Number110
Legal Unit11
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1005
Census Tract21001

Owner

Source: Okaloosa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4398 WINDRUSH DR, NICEVILLE, FL 32578-4811
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN MORTGAGE CORP
Apr 30, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
May 23, 2017Quit Claim Deed, Transfer · Conventional Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2024 · Amount on Record
Deed SaleJun 10, 2024 · Amount on Record
Prior SaleOct 9, 2006 · Amount on Record
Deed Document Number20243692692
Prior Transfer DateMay 15, 2017
Prior Transfer Doc0033004371
Record UpdatedSep 20, 2026

April 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateApr 7, 2025
Property Address4398 WINDRUSH DR, NICEVILLE, FL 32578-4811
Document Number0003746708
Map ReferenceMB 11 PG 100
Instrument DateApr 1, 2025
Instrument3746708
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4398 WINDRUSH DR, NICEVILLE, FL 32578-4811

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4398 WINDRUSH DR, NICEVILLE, FL 32578-4811

Mortgage

Document Number0003746709
DateApr 7, 2025
Instrument3746709
Lender
NameAMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2055

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateApr 30, 2018
Property Address4398 WINDRUSH DR, NICEVILLE, FL 32578-4811
Document Number0033474386
Book / Page003347 / 004386
Instrument DateJan 25, 2018
Instrument3203827
Transaction TypeTransfer
Record UpdatedMay 8, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4398 WINDRUSH DR NICEVILLE FL 325784811, NICEVILLE, FL 32578-4811

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateMay 23, 2017
Property Address4398 WINDRUSH DR, NICEVILLE, FL 32578-4811
Document Number0033004371
Book / Page003300 / 004371
Instrument DateMay 15, 2017
Instrument3136896
Transaction TypeTransfer
Record UpdatedAug 2, 2017
Title CompanyOLD SOUTH LAND TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4398 WINDRUSH DR NICEVILLE FL 325784811, NICEVILLE, FL 32578-4811

Mortgage

Document Number33004372
DateMay 23, 2017
Book Page003300/004372
Instrument3136897
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 22, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,998.00 (+5.4%)$370,894 (+5.99%)$612,571 (+0.03%) Land $132,197 Building $480,374
2023$3,793.00 (+2.51%) Homeowner's exemption$349,943 (+3%)$612,386 (+6.19%) Land $122,211 Building $490,175
2022$3,700.00 Homeowner's exemption$339,750$576,677 Land $116,391 Building $460,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims79 (1994–2020)
Claims Outside the SFHA44 of 79
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100

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