Okaloosa County property record for 4394 Windrush Dr, Niceville, FL 32578 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,482 sqft · built 1990 |
| Lot Size | 0.28 acres (12,201 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $14,500 (May 2024) |
| Tax Bill | $4,836 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-596-8088-4 |
| Primary APN | C56-000-596-8088-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,482 sqft Heated Area |
| Gross Area | 3,524 sqft |
| 1st Floor Area | 2,482 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,201 sqft (0.28 acres) |
| Garage Type | Finished |
| Garage Area | 600 sqft |
| Porch | Enclosed Porch |
| Porch Area | 442 sqft |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4394 WINDRUSH DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHWIND PH V AMENDED UNIT 13 AND BEG SW COR UNIT/LOT 13 N 63 DEG E 53.75FT N 68 DEG E 36.4FT S 21 DEG E 20FT S 68 DEG W 35. |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | SOUTHWIND PH 5 AT BWB |
| Legal Phase | 5 |
| Legal Unit | 13 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21001 |
Source: Okaloosa County records · APN C56-000-596-8088-4
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4394 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Oct 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2024 · Amount on Record |
| Deed Sale | May 09, 2024 · Amount on Record |
| Prior Sale | Sep 15, 2011 · Amount on Record |
| Deed Document Number | 3694107 |
| Deed Book / Page | 3192 / 0681 |
| Prior Transfer Date | Apr 08, 2015 |
| Prior Transfer Doc | 2988754 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4394 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035144379 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 3514/4379 |
| Instrument | 3417839 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4394 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0033221078 |
| Book / Page | 003322 / 001078 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4394 WINDRUSH DR NICEVILLE FL 325784811, NICEVILLE, FL 32578-4811 |
| Document Number | 0033221078 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 003322/001078 |
| Instrument | 3166818 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 16, 2032 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,836.00 (+5.36%) Homeowner's exemption | $441,930 (+5.99%) | $581,120 (-0.36%) Land $132,197 Building $448,923 |
| 2023 | $4,590.00 (+2.43%) Homeowner's exemption | $416,966 (+3%) | $583,226 (+5.9%) Land $122,211 Building $461,015 |
| 2022 | $4,481.00 Homeowner's exemption | $404,821 | $550,729 Land $116,391 Building $434,338 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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