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4393 Windrush Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 4393 Windrush Dr, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,240 sqft · built 1997
Lot Size0.509 acres (22,159 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Aug 2020)
Tax Bill$86 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNC56-000-596-8090-0

Property Details

APN / Parcel Number

Primary APNC56-000-596-8090-0
Alternative APNs
  • 26-1S-22-461E-0000-0150
  • 22S126461E00000150

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,240 sqft Living Area
Gross Area4,374 sqft
1st Floor Area2,173 sqft
Upper Floors Area1,067 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area22,159 sqft (0.509 acres)
Garage TypeAttached
Garage Area600 sqft
Pool TypeSpa / Hot Tub (No Pool)
PorchFlorida Room
Porch Area534 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4393 WINDRUSH DR
CityNICEVILLE
StateFL
Zip32578-4811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHWIND PH V AMENDED UNIT 15 & W1/2 LOT 16 AS OR
Legal Range22W
Legal Township01S
Legal Section26
Legal SubdivisionSOUTHWIND PH V AMENDED
Legal Phase5
Legal Lot Number16
Legal Unit15
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1005
Census Tract21001

Owner

Source: Okaloosa County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4393 WINDRUSH DR, NICEVILLE, FL 32578-4811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 6, 2020Warranty Deed, Transfer · VA Mortgage
PROGRESS BANK & TRUST
Aug 2, 2017Warranty Deed, Transfer · VA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 6, 2020 · Amount on Record
Deed SaleAug 6, 2020 · Amount on Record
Prior SaleAug 2, 2017 · Amount on Record
Deed Document Number20203379577
Deed Book / Page3481 / 1541
Prior Transfer DateJun 14, 2012
Prior Transfer Doc0030421719
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4393 WINDRUSH DR, NICEVILLE, FL 32578-4811
Transaction TypeMortgage
Record UpdatedMay 25, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4393 WINDRUSH DR, NICEVILLE, FL 32578-4811

Mortgage

Document Number0035443066
DateMay 5, 2021
Book Page3544/3066
Instrument3452680
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 6, 2020
Property Address4393 WINDRUSH DR, NICEVILLE, FL 32578-4811
Document Number0034811541
Book / Page3481 / 1541
Map ReferenceMB 11 PG 100
Instrument DateJul 31, 2020
Instrument3379577
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyVINTAGE TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 MARSH BARTON DR, 108, HOLLY SPRINGS, NC 27540-5994

Transferred To (Grantee/Buyer)

NameVerified Name
Address4393 WINDRUSH DR, NICEVILLE, FL 32578-4811

Mortgage

Document Number0034811544
DateAug 6, 2020
Instrument3481/1544
Lender
NamePROGRESS BANK & TRUST
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 2, 2017
Property Address4393 WINDRUSH DR, NICEVILLE, FL 32578-4811
Document Number0033111574
Book / Page003311 / 001574
Instrument DateJul 28, 2017
Instrument3151186
Transaction TypeTransfer
Record UpdatedNov 17, 2017
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
Tax$3.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4394 WINDRUSH DR NICEVILLE FL 325784811, NICEVILLE, FL 32578-4811

Mortgage

Document Number33111576
DateAug 2, 2017
Book Page003311/001576
Instrument3151187
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2032

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86.00 Homeowner's exemption Veteran's exemption$617,160 (+5.99%)$721,129 (+0.19%) Land $152,027 Building $569,102
2023$86.00 (+4.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$582,298 (+3%)$719,783 (+6.02%) Land $140,543 Building $579,240
2022$82.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$565,338$678,913 Land $133,850 Building $545,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims79 (1994–2020)
Claims Outside the SFHA44 of 79
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100

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