Okaloosa County property record for 4401 Windrush Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,427 sqft · built 1991 |
| Lot Size | 0.478 acres (20,813 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Mar 2019) |
| Tax Bill | $7,457 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-596-8093-4 |
| Primary APN | C56-000-596-8093-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,427 sqft Living Area |
| Gross Area | 3,678 sqft |
| 1st Floor Area | 2,427 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 20,813 sqft (0.478 acres) |
| Garage Type | Attached |
| Garage Area | 741 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Florida Room |
| Porch Area | 510 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4401 WINDRUSH DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHWIND PH V AMENDED UNIT 19 & 90 FT N OF SAME |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | SOUTHWIND PH V AMENDED |
| Legal Phase | 5 |
| Legal Lot Number | 190 |
| Legal Unit | 19 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21001 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2914 HAMPTON PLACE CT, PLANT CITY, FL 33566-9321 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Mar 26, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2019 · Amount on Record |
| Deed Sale | Mar 26, 2019 · Amount on Record |
| Prior Sale | Oct 27, 2005 · Amount on Record |
| Deed Document Number | 20193266859 |
| Deed Book / Page | 3390 / 3320 |
| Prior Transfer Date | May 22, 2009 |
| Prior Transfer Doc | 0028924450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4401 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 4401 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0035110284 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 3511/284 |
| Instrument | 3413600 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | 69052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 26, 2019 |
| Property Address | 4401 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0033903320 |
| Book / Page | 003390 / 003320 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 3266859 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2019 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4401 WINDRUSH DR NICEVILLE FL 325784811, NICEVILLE, FL 32578-4811 |
| Document Number | 33903322 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 003390/003322 |
| Instrument | 3266860 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2049 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,457.00 (-1.38%) | $625,315 (-0.44%) Land $138,807 Building $486,508 | $625,315 (-0.44%) Land $138,807 Building $486,508 |
| 2023 | $7,561.00 (+58.78%) | $628,077 (+43.33%) Land $128,321 Building $499,756 | $628,077 (+11.88%) Land $128,321 Building $499,756 |
| 2022 | $4,762.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $438,217 | $561,396 Land $122,211 Building $439,185 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 197 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 79 (1994–2020) |
| Claims Outside the SFHA | 44 of 79 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
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