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4403 Windrush Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 4403 Windrush Dr, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,483 sqft · built 1994
Lot Size0.401 acres (17,458 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Sep 2020)
Tax Bill$6,423 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNC56-000-596-8094-2

Property Details

APN / Parcel Number

Primary APNC56-000-596-8094-2
Alternative APNs
  • 26-1S-22-461E-0000-0200
  • 22S126461E00000200

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,483 sqft Living Area
Gross Area4,168 sqft
1st Floor Area1,830 sqft
Upper Floors Area1,653 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof TypeMansard
Roof MaterialWood
Lot Area17,458 sqft (0.401 acres)
Garage TypeAttached
Garage Area460 sqft
PorchFinished/Open Porch
Porch Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4403 WINDRUSH DR
CityNICEVILLE
StateFL
Zip32578-4811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHWIND PH V AMENDED UNIT 20 & PART N OF LOT AS OR 1581-49 & OR 2029-853
Legal Range22W
Legal Township01S
Legal Section26
Legal SubdivisionSOUTHWIND PH V AMENDED
Legal Phase5
Legal Lot Number200
Legal Unit20
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1005
Census Tract21001

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4403 WINDRUSH DR, NICEVILLE, FL 32578-4811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2020 · Amount on Record
Deed SaleSep 21, 2020 · Amount on Record
Prior SaleAug 21, 2014 · Amount on Record
Deed Document Number20203391594
Deed Book / Page3492 / 2602
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 21, 2020
Property Address4403 WINDRUSH DR, NICEVILLE, FL 32578-4811
Document Number0034922602
Book / Page3492 / 2602
Map ReferenceMB 11 PG 100
Instrument DateSep 15, 2020
Instrument3391594
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 584, NICEVILLE, FL 32588-0584

Transferred To (Grantee/Buyer)

NameVerified Name
Address4403 WINDRUSH DR, NICEVILLE, FL 32578-4811

Mortgage

Document Number0034922605
DateSep 21, 2020
Instrument3492/2605
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,423.00 (+5.26%) Homeowner's exemption$576,603 (+5.99%)$707,952 (-0.73%) Land $132,197 Building $575,755
2023$6,102.00 (+2.35%) Homeowner's exemption$544,032 (+3%)$713,129 (+5.97%) Land $122,211 Building $590,918
2022$5,962.00 Homeowner's exemption$528,186$672,953 Land $116,391 Building $556,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims79 (1994–2020)
Claims Outside the SFHA44 of 79
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100

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