Lorain County property record for 439 Xavier St, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,721 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $116,900 (2020) |
| Tax Bill | $2,710.00 (2024) |
| Primary APN | 10-00-005-101-095 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,721 sqft Living Area |
| Gross Area | 2,201 sqft Gross Area |
| 1st Floor | 1,260 sqft 1st Floor |
| Basement Area | 461 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 125 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Patio Area | 130 sqft Patio |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 439 XAVIER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8266 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RDG HTS 5 70.00 X 125.00 |
| Legal Subdivision | CHESTNUT RDG HTS 5 |
| Legal Block | 101 |
| Legal Lot Number | 262 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-095
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 439 XAVIER ST, ELYRIA, OH 44035-8266 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 23, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage BANK OF ENGLAND |
| Sep 18, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 23, 2020 · Amount on Record |
| Deed Sale | Jan 23, 2020 · Amount on Record |
| Deed Doc Number | 2020746638 |
| Prior Transfer Date | Aug 26, 2019 |
| Prior Transfer Doc | 20190730827 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 23, 2020 |
| Property Address | 439 XAVIER ST, ELYRIA, OH 44035-8266 |
| Document Number | 0000746638 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 746638 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2020 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 439 XAVIER ST ELYRIA OH 440358266, ELYRIA, OH 44035-8266 |
| Document Number | 746639 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 746639 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 18, 2019 |
| Property Address | 439 XAVIER ST, ELYRIA, OH 44035-8266 |
| Document Number | 0000730827 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 730827 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 439 XAVIER ST ELYRIA OH 440358266, ELYRIA, OH 44035-8266 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,697.00 (-0.48%) Homeowner's exemption | $57,270 (-0.01%) Land $17,840 Building $39,430 | $163,650 (-) Land $50,980 Building $112,670 |
| 2024 | $2,710.00 (+4.23%) | $57,278 (+20.03%) Land $17,843 Building $39,435 | $163,650 (+20.03%) Land $50,980 Building $112,670 |
| 2023 | $2,600.00 (+0.39%) | $47,720 (-) Land $13,017 Building $34,703 | $136,340 (-) Land $37,190 Building $99,150 |
| 2022 | $2,590.00 | $47,720 Land $13,020 Building $34,700 | |
| 2021 | $136,340 Land $37,190 Building $99,150 |
439 Xavier St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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