448 Xavier St, Elyria, OH 44035 Property Records

Lorain County property record for 448 Xavier St, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,421 sqft Living Area
Lot Size	10,454 sqft (0.24 acres)
Garage	Attached, 288 sqft
Occupancy	Owner Occupied
Tax Bill	$2,654.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-106`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,421 sqft Living Area
Gross Area	1,709 sqft Gross Area
1st Floor	960 sqft 1st Floor
Basement Area	461 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1985
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Lot Area	10,454 sqft (0.24 acres)
Depth X Width	150 ft x 70 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	288 sqft Garage
Patio Area	64 sqft Patio
Porch	Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Baseboard Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	448 XAVIER ST
City	ELYRIA
State	OH
Zip	44035-8828
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CHESTNUT RIDGE HTS #5 70 X 150
Legal Subdivision	CHESTNUT RIDGE HTS 5
Legal Block	101
Legal Lot Number	273
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1003
Census Tract	71202

Owner

Source: Lorain County records · APN 10-00-005-101-106

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	448 XAVIER ST, ELYRIA, OH 44035-8828
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 04, 2011
Transfer Doc	0000360290
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,641.00 (-0.49%) Homeowner's exemption	$56,090 (%) Land $19,420 Building $36,670	$160,260 (-) Land $55,480 Building $104,780
2024	$2,654.00 (+8.5%)	$56,091 (+24.92%) Land $19,418 Building $36,673	$160,260 (+24.92%) Land $55,480 Building $104,780
2023	$2,446.00 (+0.37%)	$44,902 (-0.02%) Land $14,165 Building $30,737	$128,290 (-) Land $40,470 Building $87,820
2022	$2,437.00	$44,910 Land $14,170 Building $30,740
2021			$128,290 Land $40,470 Building $87,820

Flood & Wildfire

448 Xavier St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 10th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.