Lorain County property record for 432 Xavier St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,421 sqft Living Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2021) |
| Tax Bill | $2,856.00 (2025) |
Source: Lorain County records · APN 10-00-005-101-103
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 432 XAVIER ST, ELYRIA, OH 44035-8261 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2022 | Intrafamily Transfer, Transfer |
| Nov 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2021 · Amount on Record |
| Deed Sale | Nov 02, 2021 · Amount on Record |
| Prior Sale | Nov 02, 2021 · Amount on Record |
| Deed Doc Number | 20210847499 |
| Last Transfer Date | Jul 15, 2022 |
| Transfer Doc | 0000883361 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 15, 2022 |
| Property Address | 432 XAVIER ST, ELYRIA, OH 44035-8261 |
| Document Number | 0000883361 |
| Map Reference | VOL 38 PG 7-9 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022-0883361 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 432 XAVIER ST, ELYRIA, OH 44035-8261 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 02, 2021 |
| Property Address | 432 XAVIER ST, ELYRIA, OH 44035-8261 |
| Document Number | 20210847499 |
| Map Reference | MB 38 G 7-9 |
| Instrument Date | Nov 02, 2021 |
| Instrument | 2021-0847499 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | OHIO FIRST LAND TITLE AGENCY LLC, OHIO FIRST LAND TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 432 XAVIER ST, ELYRIA, OH 44035-8261 |
| Document Number | 20210847500 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 2021-0847500 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,856.00 | $60,660 (+%) Land $19,420 Building $41,240 | $173,310 (-) Land $55,480 Building $117,830 |
| 2024 | $2,856.00 (+19.25%) | $60,659 (+37.96%) Land $19,418 Building $41,241 | $173,310 (+37.96%) Land $55,480 Building $117,830 |
| 2023 | $2,395.00 (+0.38%) | $43,968 (%) Land $14,165 Building $29,803 | $125,620 (-) Land $40,470 Building $85,150 |
| 2022 | $2,386.00 | $43,970 Land $14,170 Building $29,800 | |
| 2021 | $125,620 Land $40,470 Building $85,150 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 10% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 10-00-005-101-103 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,421 sqft Living Area |
| 1st Floor | 960 sqft 1st Floor |
| 2nd Floor | 461 sqft 2nd Floor |
| Attic Area | 461 sqft Attic |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 10,454 sqft (0.239 acres) |
| Depth X Width | 150 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Deck Area | 352 sqft Deck |
| Patio Area | 352 sqft Patio |
| Heating System | HVAC Heating |
|---|
| Street Address | 432 XAVIER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8261 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RDGE HTS #5 70 X 150 |
| Legal Subdivision | CHESTNUT RDGE HTS #5 FRNT |
| Legal Block | 101 |
| Legal Lot Number | 270 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 71202 |
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