426 Xavier St, Elyria, OH 44035 Property Records

Lorain County property record for 426 Xavier St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,464 sqft Living Area
Lot Size	10,454 sqft (0.239 acres)
Occupancy	Owner Occupied
Last Sale	$185,000 (2021)
Tax Bill	$3,161.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,464 sqft Living Area
1st Floor	944 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1985
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	10,454 sqft (0.239 acres)
Depth X Width	150 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Patio Area	432 sqft Patio

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	426 XAVIER ST
City	ELYRIA
State	OH
Zip	44035-8261
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CHESTNUT RDG HTS #5 70 X 150
Legal Subdivision	CHESTNUT RIDGE HEIGHTS SUBDIVISION #5
Legal Block	101
Legal Lot Number	269
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1003
Census Tract	71202

Owner

Source: Lorain County records · APN 10-00-005-101-102

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	426 XAVIER ST, ELYRIA, OH 44035-8261
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Nov 12, 2004
Deed Doc Number	2021006233
Record Refreshed	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 16, 2021
Property Address	426 XAVIER ST, ELYRIA, OH 44035-8261
Document Number	20210839471
Map Reference	VOL 38 PG 7-9
Instrument Date	Sep 16, 2021
Instrument	2021-0839471
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	426 XAVIER ST, ELYRIA, OH 44035-8261

Mortgage

Document Number	20210839472
Date	Sep 16, 2021
Instrument	2021-0839472

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,161.00	$66,440 (+0.01%) Land $19,420 Building $47,020	$189,810 (-) Land $55,480 Building $134,330
2024	$3,161.00 (+32.26%)	$66,434 (+54.06%) Land $19,418 Building $47,016	$189,810 (+54.07%) Land $55,480 Building $134,330
2023	$2,390.00 (+2.09%)	$43,121 (-0.02%) Land $14,165 Building $28,956	$123,200 (-) Land $40,470 Building $82,730
2022	$2,341.00	$43,130 Land $14,170 Building $28,960
2021			$123,200 Land $40,470 Building $82,730

Flood & Wildfire

426 Xavier St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 10th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.