Lorain County property record for 449 Xavier St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,620 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Detached, 608 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,386.00 (2025) |
| Primary APN | 10-00-005-101-093 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,620 sqft Living Area |
| 1st Floor | 1,140 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 125 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 608 sqft Garage |
| Patio Area | 112 sqft Patio |
| Canopy Area | 112 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 449 XAVIER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8829 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS #5 70 X 125 |
| Legal Subdivision | CHESTNUT RIDGE HEIGHTS SUBDIVISION #5 |
| Legal Block | 101 |
| Legal Lot Number | 260 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-093
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 449 XAVIER ST, ELYRIA, OH 44035-8829 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2019 |
| Deed Sale | Feb 27, 2019 |
| Prior Sale | Jul 29, 2003 · Amount on Record |
| Deed Doc Number | 2019090754 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 449 XAVIER ST, ELYRIA, OH 44035-8829 |
| Document Number | 0000657396 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 449 XAVIER ST ELYRIA OH 440358829, ELYRIA, OH 44035-8829 |
| Document Number | 0000657396 |
|---|---|
| Date | Jan 05, 2018 |
| Instrument | 657396 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 04, 2048 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,386.00 | $67,830 (-) Land $17,840 Building $49,990 | $193,800 (-) Land $50,980 Building $142,820 |
| 2024 | $3,386.00 (+20.58%) | $67,830 (+36.84%) Land $17,843 Building $49,987 | $193,800 (+36.85%) Land $50,980 Building $142,820 |
| 2023 | $2,808.00 (+0.65%) | $49,568 (%) Land $13,017 Building $36,551 | $141,620 (-) Land $37,190 Building $104,430 |
| 2022 | $2,790.00 | $49,570 Land $13,020 Building $36,550 | |
| 2021 | $141,620 Land $37,190 Building $104,430 |
449 Xavier St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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