427 Xavier St, Elyria, OH 44035 Property Records

Lorain County property record for 427 Xavier St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,738 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Attached, 660 sqft
Occupancy	Owner Occupied
Tax Bill	$1,867.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-097`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,738 sqft Living Area
1st Floor	960 sqft 1st Floor
2nd Floor	461 sqft 2nd Floor
Attic Area	660 sqft Attic
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1985
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	125 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	660 sqft Garage
Deck Area	416 sqft Deck
Patio Area	608 sqft Patio

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	427 XAVIER ST
City	ELYRIA
State	OH
Zip	44035-8266
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CHESTNUT RDG HTS #5 70.00 X 125.00
Legal Subdivision	CHESTNUT RDG HTS #5 FRNT
Legal Block	101
Legal Lot Number	264
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1000
Census Tract	71202

Owner

Source: Lorain County records · APN 10-00-005-101-097

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	427 XAVIER ST, ELYRIA, OH 44035-8266
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2023
Deed Sale	Dec 28, 2023
Deed Doc Number	2023095485
Record Refreshed	Jun 08, 2026

December 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Dec 28, 2023
Property Address	427 XAVIER ST, ELYRIA, OH 44035-8266
Document Number	0000939772
Map Reference	VOL 38 PG 7-9
Instrument Date	Dec 18, 2023
Instrument	2023-0939772
Transaction Type	Transfer
Record Updated	Jan 05, 2024

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 XAVIER ST, ELYRIA, OH 44035-8266

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,867.00	$60,460 (-0.01%) Land $17,840 Building $42,620	$172,760 (-) Land $50,980 Building $121,780
2024	$1,867.00 (-13%)	$60,466 (+24.55%) Land $17,843 Building $42,623	$172,760 (+24.55%) Land $50,980 Building $121,780
2023	$2,146.00 (-2.14%)	$48,549 (%) Land $13,017 Building $35,532	$138,710 (-) Land $37,190 Building $101,520
2022	$2,193.00	$48,550 Land $13,020 Building $35,530
2021			$138,710 Land $37,190 Building $101,520

Flood & Wildfire

427 Xavier St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 10th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.