Lorain County property record for 433 Xavier St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,421 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Attached, 480 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,977.00 (2025) |
| Primary APN | 10-00-005-101-096 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,421 sqft Living Area |
| 1st Floor | 960 sqft 1st Floor |
| 2nd Floor | 461 sqft 2nd Floor |
| Attic Area | 461 sqft Attic |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 125 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Patio Area | 575 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 150 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 433 XAVIER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8266 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RDGE HTS #5 FRNT 0070.00 DPTH 0125.00 ANNEXED FROM #34 1/1/92 |
| Legal Subdivision | CHESTNUT RDGE HTS #5 FRNT |
| Legal Block | 101 |
| Legal Lot Number | 263 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-096
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 XAVIER ST, ELYRIA, OH 44035-8266 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 433 XAVIER ST, ELYRIA, OH 44035-8266 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 20210846935 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-0846935 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,977.00 | $63,230 (%) Land $17,840 Building $45,390 | $180,660 (-) Land $50,980 Building $129,680 |
| 2024 | $2,977.00 (+19.27%) | $63,231 (+38%) Land $17,843 Building $45,388 | $180,660 (+38%) Land $50,980 Building $129,680 |
| 2023 | $2,496.00 (+0.36%) | $45,819 (%) Land $13,017 Building $32,802 | $130,910 (-) Land $37,190 Building $93,720 |
| 2022 | $2,487.00 | $45,820 Land $13,020 Building $32,800 | |
| 2021 | $130,910 Land $37,190 Building $93,720 |
433 Xavier St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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