437 E Main St, Troy, OH 45373 Property Records

Miami County property record for 437 E Main St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1918
Square Footage1,848 sqft Living Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$235,000 (2025)
Tax Bill$2,475.00 (2025)

Property Details

APN / Parcel Number

Primary APND08-019860
Alternative APNs
  • 050627.2-05-014-00
  • D08NE007 01000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,848 sqft Living Area
1st Floor1,264 sqft 1st Floor
Attic Area584 sqft Attic
Basement Area1,216 sqft Basement
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1918
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Lot Area5,663 sqft (0.13 acres)
Depth X Width160 ft x 36 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport
PorchOpen Porch
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel NumberD08NE007 01000
Street Address437 E MAIN ST
CityTROY
StateOH
Zip45373-3412
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionIN LOT 1905 35.92 E PT
Legal SubdivisionTROY
Legal Lot Number1905 35
JurisdictionMIAMI OH
Minor Civil DivisionCONCORD
Census Blockgroup1
Census Block1008
Census Tract365200

Owner

Source: Miami County records · APN D08-019860

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address437 E MAIN ST, TROY, OH 45373-3412
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS LLC
Feb 21, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
CONGRESSONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 27, 2025 · Amount on Record
Deed SaleMar 27, 2025 · Amount on Record
Prior SaleDec 30, 2011 · Amount on Record
Deed Doc Number466
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address437 E MAIN ST, TROY, OH 45373-3412
Transaction TypeMortgage
Record UpdatedJul 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003344
DateMar 01, 2021
Instrument2021OR-03344
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address437 E MAIN ST, TROY, OH 45373-3412
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002044
DateFeb 21, 2018
Instrument2018OR-02044
Lender
NameCONGRESSONAL BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,475.00 (+39.12%) Homeowner's exemption$71,790 (+52.49%) Land $6,900 Building $64,890$205,100 (+52.49%) Land $19,700 Building $185,400
2024$1,779.00 (+2.18%) Homeowner's exemption$47,080 (-) Land $7,180 Building $39,900
2023$1,741.00 (+17.48%) Homeowner's exemption$47,080 (-) Land $7,180 Building $39,900$134,500 (-) Land $20,500 Building $114,000
2022$1,482.00 Homeowner's exemption$47,080 Land $7,180 Building $39,900$134,500 Land $20,500 Building $114,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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