Miami County property record for 428 E Main St, Troy, OH 45373 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1908 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2022) |
| Tax Bill | $2,995.00 (2025) |
| Primary APN | D08-002890 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,680 sqft Living Area |
| 1st Floor | 840 sqft 1st Floor |
| 2nd Floor | 840 sqft 2nd Floor |
| Upper Floors | 840 sqft Upper Floors |
| Attic Area | 84 sqft Attic |
| Basement Area | 840 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1908 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,276 sqft (0.189 acres) |
| Depth X Width | 165 ft x 51 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 540 sqft Garage |
| Porch | Open Porch |
| Porch Area | 459 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 428 E MAIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3413 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 104 51' MID PT |
| Legal Subdivision | TROY |
| Legal Lot Number | 104 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-002890
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 428 E MAIN ST, TROY, OH 45373-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 30, 2022 | Warranty Deed, Transfer |
| Jul 12, 2017 | Warranty Deed, Transfer · Line of Credit CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on Record |
| Deed Sale | Aug 30, 2022 · Amount on Record |
| Prior Sale | Jul 12, 2017 · Amount on Record |
| Deed Doc Number | 2186 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 30, 2022 |
| Property Address | 428 E MAIN ST, TROY, OH 45373-3413 |
| Document Number | 0000012968 |
| Instrument Date | Aug 27, 2022 |
| Instrument | 2022OR-12968 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 211 WASHINGTON RD, TROY, OH 45373-8916 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 12, 2017 |
| Property Address | 428 E MAIN ST, TROY, OH 45373-3413 |
| Document Number | 0000008403 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 8403 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 E MAIN ST TROY OH 453733413, TROY, OH 45373-3413 |
| Document Number | 8404 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 8404 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,995.00 (+35.03%) | $85,060 (+47.98%) Land $8,790 Building $76,270 | $243,000 (+47.99%) Land $25,100 Building $217,900 |
| 2024 | $2,218.00 (+2.21%) | $57,480 (-) Land $9,140 Building $48,340 | |
| 2023 | $2,170.00 (+19.96%) Homeowner's exemption | $57,480 (-) Land $9,140 Building $48,340 | $164,200 (-) Land $26,100 Building $138,100 |
| 2022 | $1,809.00 Homeowner's exemption | $57,480 Land $9,140 Building $48,340 | $164,200 Land $26,100 Building $138,100 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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