431 E Main St, Troy, OH 45373 Property Records

Miami County property record for 431 E Main St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1997
Square Footage	1,250 sqft Living Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$185,000 (2025)
Tax Bill	$2,106.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`D08-019850`
Alternative APNs	`050627.2-05-013-00` `D08NE007 00900`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,250 sqft Living Area
1st Floor	1,250 sqft 1st Floor
Attic Area	1,250 sqft Attic
Basement Area	1,250 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1997
Architectural Style	Conventional Style
Exterior Material	Stucco Exterior
Lot Area	5,663 sqft (0.13 acres)
Depth X Width	160 ft x 35 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	456 sqft Garage
Porch	Open Porch
Porch Area	184 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	D08NE007 00900
Street Address	431 E MAIN ST
City	TROY
State	OH
Zip	45373-3412
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IN LOT 1905 34.05 W PT
Legal Subdivision	TROY
Legal Lot Number	1905 34
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1008
Census Tract	365200

Owner

Source: Miami County records · APN D08-019850

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 E MAIN ST, TROY, OH 45373-3412
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2025 · Amount on Record
Deed Sale	Feb 19, 2025 · Amount on Record
Prior Sale	Jan 29, 2014 · Amount on Record
Deed Doc Number	267
Record Refreshed	Jun 08, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 01, 2020
Property Address	431 E MAIN ST, TROY, OH 45373-3412
Document Number	0000006908
Instrument Date	May 19, 2020
Instrument	6908
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E MAIN ST TROY OH 453733412, TROY, OH 45373-3412

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,106.00 (+17.52%) Homeowner's exemption	$61,080 (+28.78%) Land $6,720 Building $54,360	$174,500 (+28.78%) Land $19,200 Building $155,300
2024	$1,792.00 (+2.22%) Homeowner's exemption	$47,430 (-) Land $7,000 Building $40,430
2023	$1,753.00 (+17.41%) Homeowner's exemption	$47,430 (-) Land $7,000 Building $40,430	$135,500 (-) Land $20,000 Building $115,500
2022	$1,493.00 Homeowner's exemption	$47,430 Land $7,000 Building $40,430	$135,500 Land $20,000 Building $115,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.