427 E Main St, Troy, OH 45373 Property Records

Miami County property record for 427 E Main St, Troy, OH 45373 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1920
Square Footage	1,789 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2008)
Tax Bill	$2,667.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`D08-002670`
Alternative APNs	`050627.2-05-012-00` `D08NE007 00800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,789 sqft Living Area
1st Floor	1,994 sqft 1st Floor
Upper Floors	792 sqft Upper Floors
Basement Area	997 sqft Basement
Unfinished Basement	997 sqft Unfinished
Game Room	Game Room
Stories	1 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	6,098 sqft (0.14 acres)
Depth X Width	160 ft x 38 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	357 sqft Garage
Porch Area	270 sqft Porch
Canopy Area	20 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	427 E MAIN ST
City	TROY
State	OH
Zip	45373-3412
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IN LOT 95 40 E PT
Legal Lot Number	95
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1008
Census Tract	365200

Owner

Source: Miami County records · APN D08-002670

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	427 E MAIN ST, TROY, OH 45373-3412
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2008 · Amount on Record
Deed Sale	Jul 28, 2008 · Amount on Record
Prior Sale	Aug 01, 1987 · Amount on Record
Last Transfer Date	Oct 28, 2021
Transfer Doc	0000018954
Record Refreshed	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Nov 01, 2021
Property Address	427 E MAIN ST, TROY, OH 45373-3412
Document Number	0000018954
Instrument Date	Oct 28, 2021
Instrument	2021OR-18954
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	427 E MAIN ST, TROY, OH 45373-3412

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,667.00 (+22.62%) Homeowner's exemption	$80,330 (+39.51%) Land $7,280 Building $73,050	$229,500 (+39.51%) Land $20,800 Building $208,700
2024	$2,175.00 (+2.21%) Homeowner's exemption	$57,580 (-) Land $7,560 Building $50,020
2023	$2,128.00 (+17.44%) Homeowner's exemption	$57,580 (-) Land $7,560 Building $50,020	$164,500 (-) Land $21,600 Building $142,900
2022	$1,812.00 Homeowner's exemption	$57,580 Land $7,560 Building $50,020	$164,500 Land $21,600 Building $142,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.