424 E Main St, Troy, OH 45373 Property Records

Miami County property record for 424 E Main St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2000
Square Footage	2,206 sqft Living Area
Lot Size	12,981 sqft (0.298 acres)
Garage	576 sqft
Occupancy	Owner Occupied
Tax Bill	$4,620.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`D08-002880`
Alternative APNs	`050627.2-10-003-00` `D08SE003 01700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	2,206 sqft Living Area
1st Floor	1,101 sqft 1st Floor
2nd Floor	1,105 sqft 2nd Floor
Upper Floors	1,105 sqft Upper Floors
Basement Area	1,101 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	12,981 sqft (0.298 acres)
Depth X Width	164 ft x 79 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage
Patio Area	150 sqft Patio
Porch	Open Porch
Porch Area	280 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	D08SE003 01700
Street Address	424 E MAIN ST
City	TROY
State	OH
Zip	45373-3413
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IN LOT 9813
Legal Lot Number	9813
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1020
Census Tract	365200

Owner

Source: Miami County records · APN D08-002880

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	424 E MAIN ST, TROY, OH 45373-3413
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Aug 16, 2002 · Amount on Record
Last Transfer Date	Jul 13, 2005
Transfer Doc	0000428485
Record Refreshed	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	424 E MAIN ST, TROY, OH 45373-3413
Document Number	0000006026
Instrument Date	May 07, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	424 E MAIN ST TROY OH 453733413, TROY, OH 45373-3413

Mortgage

Document Number	0000006026
Date	May 13, 2020
Instrument	6026

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2035

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,620.00 (+36.81%) Homeowner's exemption	$134,120 (+49.9%) Land $11,480 Building $122,640	$383,200 (+49.92%) Land $32,800 Building $350,400
2024	$3,377.00 (+2.21%) Homeowner's exemption	$89,470 (-) Land $12,010 Building $77,460
2023	$3,304.00 (+17.45%) Homeowner's exemption	$89,470 (-) Land $12,010 Building $77,460	$255,600 (-) Land $34,300 Building $221,300
2022	$2,813.00 Homeowner's exemption	$89,470 Land $12,010 Building $77,460	$255,600 Land $34,300 Building $221,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.