441 E Main St, Troy, OH 45373 Property Records

Miami County property record for 441 E Main St, Troy, OH 45373 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1920
Square Footage	1,728 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$93,000 (1993)
Tax Bill	$2,615.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`D08-019870`
Alternative APNs	`050627.2-05-015-00` `D08NE007 01100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,728 sqft Living Area
1st Floor	1,920 sqft 1st Floor
Upper Floors	768 sqft Upper Floors
Basement Area	960 sqft Basement
Unfinished Basement	960 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Lot Area	7,405 sqft (0.17 acres)
Depth X Width	160 ft x 45 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	456 sqft Garage
Deck Area	140 sqft Deck
Patio Area	140 sqft Patio
Porch Area	333 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	441 E MAIN ST
City	TROY
State	OH
Zip	45373-3412
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IL 1905 1.53 E PT TRI & IL 1906 46
Legal Lot Number	1905
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1008
Census Tract	365200

Owner

Source: Miami County records · APN D08-019870

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	441 E MAIN ST, TROY, OH 45373-3412
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 1993 · Amount on Record
Deed Sale	Oct 19, 1993 · Amount on Record
Record Refreshed	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	441 E MAIN ST, TROY, OH 45373-3412
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008093
Date	Jul 06, 2017
Instrument	2017OR-08093

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2032

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,615.00 (+21.46%) Homeowner's exemption	$78,720 (+38.23%) Land $8,120 Building $70,600	$224,900 (+38.23%) Land $23,200 Building $201,700
2024	$2,153.00 (+2.23%) Homeowner's exemption	$56,950 (-) Land $8,440 Building $48,510
2023	$2,106.00 (+17.39%) Homeowner's exemption	$56,950 (-) Land $8,440 Building $48,510	$162,700 (-) Land $24,100 Building $138,600
2022	$1,794.00 Homeowner's exemption	$56,950 Land $8,440 Building $48,510	$162,700 Land $24,100 Building $138,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.