509 E Main St, #9, Troy, OH 45373 Property Records

Miami County property record for 509 E Main St, #9, Troy, OH 45373

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,899 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$102,900 (Sep 2018)
Tax Bill	$1,991 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jun 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-019880`

Property Details

APN / Parcel Number

Primary APN	`D08-019880`
Alternative APNs	`050627.2-05-016-00` `D08NE007 01200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,899 sqft Total Area
1st Floor Area	2,312 sqft
Upper Floors Area	612 sqft
Attic	Attic
Attic Area	131 sqft
Basement Area	1,156 sqft
Unfinished Basement	1,156 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	160 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	288 sqft
Porch	Slab
Porch Area	145 sqft
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	509 E MAIN ST, 9
City	TROY
State	OH
Zip	45373-3414
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	IN LOT 1907 45
Legal Subdivision	CITY OF TROY
Legal Lot Number	1907
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1008
Census Tract	365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	509 E MAIN ST, TROY, OH 45373-3414
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2024	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
Jun 20, 2024	Transfer on Death Deed, Transfer
Jan 31, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, PK TITLE
May 27, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Mar 3, 2005 · Amount on Record
Deed Document Number	20182018OR-11638
Last Transfer Date	Jun 19, 2024
Transfer Doc	0000006111
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	509 E MAIN ST # 9, 9, TROY, OH 45373-3414
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010923
Date	Oct 23, 2024
Instrument	2024OR-10923

Lender

Name	MINSTER BANK
Type	Bank
Address	1280 EXPERIMENT FARM RD, TROY, OH 45373

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 20, 2024
Property Address	509 E MAIN ST # 9, 9, TROY, OH 45373-3414
Document Number	0000006111
Instrument Date	Jun 17, 2024
Instrument	2024OR-06111
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E MAIN ST, TROY, OH 45373-3414

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Jan 31, 2023
Property Address	509 E MAIN ST # 9, 9, TROY, OH 45373-3414
Document Number	0000001060
Instrument Date	Jan 25, 2023
Instrument	2023OR-01060
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	NOT AVAILABLE, PK TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 RIVERSIDE DR, TROY, OH 45373-1410

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 27, 2022
Property Address	509 E MAIN ST # 9, 9, TROY, OH 45373-3414
Document Number	0000008377
Instrument Date	May 26, 2022
Instrument	2022OR-08377
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	136 RIVERSIDE DR, TROY, OH 45373-1410

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,991.00 (+17.46%)	$58,660 (+33.53%) Land $8,120 Building $50,540	$167,600 (+33.55%) Land $23,200 Building $144,400
2024	$1,695.00 (+2.23%)	$43,930 (-) Land $8,440 Building $35,490
2023	$1,658.00 (+18.34%) Homeowner's exemption	$43,930 (-) Land $8,440 Building $35,490	$125,500 (-) Land $24,100 Building $101,400
2022	$1,401.00 Homeowner's exemption	$43,930 Land $8,440 Building $35,490	$125,500 Land $24,100 Building $101,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1990)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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