433 Wayne Trace Rd, Eaton, OH 45320 Property Records

Preble County property record for 433 Wayne Trace Rd, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,715 sqft · built 1980
Lot Size	2.55 acres (111,209 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jul 2010)
Tax Bill	$3,578 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-073-01-011-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-073-01-011-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,715 sqft Living Area
1st Floor Area	1,715 sqft
Basement Area	1,715 sqft
Unfinished Basement	1,715 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	111,209 sqft (2.55 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	433 WAYNE TRACE RD
City	EATON
State	OH
Zip	45320-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT O L 139
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	1
Census Block	1000
Census Tract	455001

Owner

Source: Preble County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	433 WAYNE TRACE RD, EATON, OH 45320-2215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2010 · Amount on Record
Deed Sale	Jul 13, 2010 · Amount on Record
Prior Sale	Nov 16, 1992
Deed Document Number	20103208
Deed Book / Page	296 / 1430
Prior Transfer Date	Jul 9, 2008
Prior Transfer Doc	276/1398
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	433 WAYNE TRACE RD, EATON, OH 45320-2215
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 WAYNE TRACE RD, EATON, OH 45320-2215

Mortgage

Document Number	00438/1431
Date	Aug 31, 2022
Book Page	438/1431
Instrument	202200004594

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jun 25, 2052

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,578.00 (+1.16%) Homeowner's exemption	$102,550 (-) Land $20,580 Building $81,970
2024	$3,537.00 (-14.75%) Homeowner's exemption	$102,550 (-) Land $20,580 Building $81,970
2023	$4,149.00 (+34.75%) Homeowner's exemption	$102,550 (+39.18%) Land $20,580 Building $81,970	$293,000 (-) Land $58,800 Building $234,200
2022	$3,079.00 Homeowner's exemption	$73,680 Land $20,060 Building $53,620
2020			$293,000 Land $58,800 Building $234,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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