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433 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 433 Back Creek Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2019
Square Footage3,528 sqft Living Area
Lot Size25,264 sqft (0.58 acres)
OccupancyOwner Occupied
Last Sale$1,099,000 (2024)
Tax Bill$14,530.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-2680

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures15 Plumbing Fixtures
Building Area3,528 sqft Living Area
Gross Area4,208 sqft Gross Area
1st Floor2,757 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area25,264 sqft (0.58 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area680 sqft Garage
Porch Area193 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address433 BACK CREEK DR
CitySAINT AUGUSTINE
StateFL
Zip32092-0016
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description83/59-69 WHISPER CREEK PHASE 4 UNIT D LOT 268 OR5941/1087
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 4 UNIT D
Legal Phase4
Legal Lot Number268
Legal UnitD
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-2680

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address433 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANDEPOT.COM LLC
May 01, 2024Deed of Trust, Mortgage · Conventional Mortgage
EMM LOANS LLC
Aug 15, 2022Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Dec 27, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERIS BANK
Dec 14, 2017Loan Modification, Mortgage · Line of Credit
FIDELITY BK
Dec 13, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2024 · Amount on Record
Deed SaleMay 01, 2024 · Amount on Record
Prior SaleDec 27, 2019 · Amount on Record
Deed Doc Number202433156
Deed Book / Page5941 / 1087
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateJul 15, 2026
Property Address433 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
Document Number0000060471
Book / Page6401 / 1563
Instrument DateJun 22, 2026
Instrument202660471
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyTITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016

Mortgage

Document Number0000060471,
DateJul 15, 2026
Book Page6401/1563
Instrument202660471
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.13%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address433 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6319 STILL SPRING PL, ALEXANDRIA, VA 22315-5592

Mortgage

Document Number0059411089
DateMay 01, 2024
Book Page5941/1089
Instrument2024033157
Lender
NameEMM LOANS LLC
TypeMortgage Company
Address1950 MARLTON PIKE E STE 300, CHERRY HILL, NJ 08003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2054

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address433 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016

Mortgage

Document Number0056151454
DateAug 15, 2022
Book Page5615/1454
Instrument2022078353
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 27, 2019
Property Address433 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
Document Number0048550139
Book / Page4855 / 0139
Map ReferenceMB 83 PG 59-69
Instrument DateDec 23, 2019
Instrument2019096508
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanySEA GLASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,306.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1629 RACE TRACK RD # RD102, 1629, ST JOHNS, FL 32259-6298

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016

Mortgage

Document Number0048550141
DateDec 27, 2019
Instrument4855/0141
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateDec 14, 2017
Property Address433 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
Document Number0044761297
Book / Page004476 / 001297
Instrument DateDec 12, 2017
Instrument84619
Transaction TypeMortgage
Record UpdatedFeb 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 600369 ST JOHNS FL 322600369, ST JOHNS, FL 32260-0369

Mortgage

Document Number44761297
DateDec 14, 2017
Book Page004476/001297
Instrument84619
Lender
NameFIDELITY BK
TypeBank
Address10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateDec 13, 2017
Property Address433 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
Document Number0044760151
Book / Page004476 / 000151
Instrument DateDec 12, 2017
Instrument84267
Transaction TypeTransfer
Record UpdatedFeb 04, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,296.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1629 RACE TRACK RD #201 FRUIT COVE FL 322596299, 201, FRUIT COVE, FL 32259-6299
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$817,686 (-2.5%) Land $210,000 Building $607,686$817,686 (-2.5%) Land $210,000 Building $607,686
2025$14,530.00 (+26.36%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$838,615 (+26.52%)$838,615 (+7.78%) Land $200,000 Building $638,615
2024$11,499.00 (+0.86%) Homeowner's exemption Widower's exemption$662,828 (+3%)$778,108 (+4.43%) Land $130,000 Building $648,108
2023$11,401.00 (+1.74%) Homeowner's exemption$643,522 (+3%)$745,121 (-2.79%) Land $101,000 Building $644,121
2022$11,206.00 Homeowner's exemption$624,779$766,511 Land $162,400 Building $604,111

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,389 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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