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461 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 461 Back Creek Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,374 sqft · built 2022
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on File
Last Sale$674,676 (Dec 2022)
Tax Bill$12,490 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN029011-8160

Property Details

APN / Parcel Number

Primary APN029011-8160

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area3,374 sqft Living Area
Gross Area4,070 sqft
1st Floor Area3,374 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,522 sqft (0.54 acres)
Garage TypeAttached
Garage Area696 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area331 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address461 BACK CREEK DR
CitySAINT AUGUSTINE
StateFL
Zip32092-0016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description107/24-37 WHISPER CREEK PHASE 6 LOT 816 OR5677/947
Legal Range28
Legal Township06
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 6
Legal Phase6
Legal Block1
Legal Lot Number816
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-8160

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address461 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2022 · Amount on Record
Deed SaleDec 09, 2022 · Amount on Record
Deed Document Number2022111278
Deed Book / Page5677 / 947
Record UpdatedJun 08, 2026

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 09, 2022
Property Address461 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
Document Number0056770947
Book / Page5677 / 947
Map ReferenceMB 107 PG 24-37
Instrument DateDec 08, 2022
Instrument2022111278
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanySHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,722.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016

Mortgage

Document Number0005677948
DateDec 09, 2022
Instrument5677/948
Lender
NameSUNCOAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJan 01, 2028
Change Frequency5 Years
Min Rate At Change2.5%
Max Rate At Change10%
Index5-Year TN
Max Rate10%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$692,195 (+2.7%)$703,993 (-0.29%) Land $210,000 Building $493,993
2025$12,490.00 (+7.91%) Homeowner's exemption$673,997 (+2.9%)$706,063 (+6.75%) Land $200,000 Building $506,063
2024$11,574.00 (-0.56%) Homeowner's exemption$655,002 (+6.63%)$661,441 (+7.68%) Land $130,000 Building $531,441
2023$11,639.00 (+119.31%)$614,275 (+357.05%)$614,275 (+357.05%) Land $101,000 Building $513,275
2022$5,307.00$134,400$134,400 Land $134,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,111 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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