436 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 436 Back Creek Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,283 sqft · built 2021
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$910,000 (Jul 2023)
Tax Bill	$13,080 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029011-2670`

Property Details

APN / Parcel Number

Primary APN	`029011-2670`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,283 sqft Living Area
Gross Area	4,142 sqft
1st Floor Area	2,513 sqft
Attic	Attic
Attic Area	195 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	436 BACK CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	83/59-69 WHISPER CREEK PHASE 4 UNIT D LOT 267 OR5788/1472
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	WHISPER CREEK PHASE 4 UNIT D
Legal Phase	4
Legal Lot Number	267
Legal Unit	D
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	20905

Owner

Source: St. Johns County records · APN 029011-2670

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	436 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage KWIK MORTGAGE CORP
Jun 30, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Sep 03, 2020	Loan Modification, Mortgage AMERIS BK
Sep 03, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	202353193
Deed Book / Page	5788 / 1472
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 10, 2023
Property Address	436 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0015
Document Number	0057881472
Book / Page	5788 / 1472
Map Reference	MB 83 PG 59-69
Instrument Date	Jun 30, 2023
Instrument	2023053193
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	NOT AVAILABLE, ST JOHNS BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	368 SANCTUARY DR, SAINT JOHNS, FL 32259-7029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0015
Investor	Possibly a Property Investor

Mortgage

Document Number	0057881474
Date	Jul 10, 2023
Instrument	5788/1474

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 30, 2021
Property Address	436 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0015
Document Number	0053051860
Book / Page	5305 / 1860
Map Reference	MB 83 PG 59-69
Instrument Date	Jun 29, 2021
Instrument	2021072913
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	SEA GLASS TITLE LLC, SEA CLASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,728.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 BUSINESS PARK CIR # CIR105, CIR105, ST AUGUSTINE, FL 32095-8822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 BACK CREEK DR, ST AUGUSTINE, FL 32092-0015

Mortgage

Document Number	0053051862
Date	Jun 30, 2021
Instrument	5305/1862

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	436 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0015
Document Number	0051060940
Instrument Date	Sep 03, 2020
Transaction Type	Mortgage
Record Updated	Dec 08, 2020
Title Company	SEA GLASS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	436 BACK CREEK DR ST AUGUSTINE FL 320920015, ST AUGUSTINE, FL 32092-0015
Investor	Possibly a Property Investor

Mortgage

Document Number	0051060940
Date	Nov 23, 2020
Book Page	005106/000940
Instrument	106480

Lender

Name	AMERIS BK
Type	Bank

Agreement

Amount	Amount Recorded

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 03, 2020
Property Address	436 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0015
Document Number	0050340606
Book / Page	005034 / 000606
Instrument Date	Aug 03, 2020
Instrument	75011
Transaction Type	Transfer
Record Updated	Oct 08, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,024.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 BUSINESS PARK CIR #105 ST AUGUSTINE FL 320958824, 105, ST AUGUSTINE, FL 32095-8824
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$711,300 (-2.02%) Land $160,000 Building $551,300	$711,300 (-2.02%) Land $160,000 Building $551,300
2025	$13,080.00 (+7.65%) Homeowner's exemption	$725,961 (+7.57%)	$725,961 (+6.28%) Land $155,000 Building $570,961
2024	$12,151.00 (+2.99%)
2023	$11,798.00 (+1.37%) Homeowner's exemption	$674,843 (+8.96%)	$683,056 (+10.29%) Land $101,000 Building $582,056
2022	$11,639.00	$619,325	$619,325 Land $134,400 Building $484,925

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,389 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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