445 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 445 Back Creek Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,710 sqft · built 2022
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on Record
Last Sale$1,063,500 (Jul 2022)
Tax Bill$14,796 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN029011-8150

Property Details

APN / Parcel Number

Primary APN029011-8150

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,710 sqft Living Area
Gross Area4,670 sqft
1st Floor Area2,514 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,522 sqft (0.54 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address445 BACK CREEK DR
CityST AUGUSTINE
StateFL
Zip32092-0016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description107/24-37 WHISPER CREEK PHASE 6 LOT 815
Legal Range28
Legal Township06
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 6
Legal Phase6
Legal Block2
Legal Lot Number815
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address445 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
US BANK NA
Dec 16, 2021Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2022 · Amount on Record
Deed SaleJul 29, 2022 · Amount on Record
Prior SaleDec 16, 2021 · Amount on Record
Deed Document Number202273939
Deed Book / Page5606 / 1900
Record UpdatedJun 8, 2026

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 29, 2022
Property Address445 BACK CREEK DR, ST AUGUSTINE, FL 32092-0016
Document Number0056061900
Book / Page5606 / 1900
Map ReferenceMB 107 PG 24-37
Instrument DateJul 28, 2022
Instrument2022073939
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanySEA GLASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,444.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 BUSINESS PARK CIR # CIR105, CIR105, ST AUGUSTINE, FL 32095-8822

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 BACK CREEK DR, ST AUGUSTINE, FL 32092-0016

Mortgage

Document Number0056061902
DateJul 29, 2022
Instrument5606/1902
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 16, 2021
Property Address445 BACK CREEK DR, ST AUGUSTINE, FL 32092-0016
Document Number0054470102
Book / Page5447 / 102
Map ReferenceMB 107 PG 24-37
Instrument DateDec 16, 2021
Instrument2021136271
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,472.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address7807 BAYMEADOWS RD E # E205, E205, JACKSONVILLE, FL 32256-9664

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 BUSINESS PARK CIR STE 105, 105, SAINT AUGUSTINE, FL 32095-8824
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$822,373 Land $210,000 Building $612,373$822,373 (+511.88%) Land $210,000 Building $612,373
2025$14,796.00 (+8.22%)
2024$13,672.00 (+3.04%)
2023$13,268.00 (+139.36%)
2022$5,543.00$134,400$134,400 Land $134,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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