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390 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 390 Back Creek Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,516 sqft · built 2022
Lot Size0.38 acres (16,552 sqft)
Owner2 Individual Names on Record
Last Sale$865,000 (May 2026)
Tax Bill$11,779 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN029011-2650

Property Details

APN / Parcel Number

Primary APN029011-2650

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,516 sqft Living Area
Gross Area4,234 sqft
1st Floor Area2,402 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,552 sqft (0.38 acres)
Garage TypeAttached
Garage Area718 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address390 BACK CREEK DR
CitySAINT AUGUSTINE
StateFL
Zip32092-0013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description83/59-69 WHISPER CREEK PHASE 4 UNIT D LOT 265 OR5519/1202
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 4 UNIT D
Legal Phase4
Legal Lot Number265
Legal UnitD
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address390 BACK CREEK DR, ST AUGUSTINE, FL 32092-0013
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 21, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SOUTH STATE BANK NA
Dec 16, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2026 · Amount on Record
Deed SaleMay 14, 2026 · Amount on Record
Prior SaleMar 21, 2022 · Amount on Record
Deed Document Number202641479
Deed Book / Page6363 / 1430
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 14, 2026
Property Address390 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0013
Document Number0000041479
Book / Page6363 / 1430
Instrument DateApr 27, 2026
Instrument2026.41479
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyUS PATRIOT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$611,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address390 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0013

Mortgage

Document Number0000041480,
DateMay 14, 2026
Book Page6363/1432
Instrument2026.41480
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMar 21, 2022
Property Address390 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0013
Document Number0055191202
Book / Page5519 / 1202
Map ReferenceMB 83 PG 59-69
Instrument DateMar 18, 2022
Instrument2022029555
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanySEA GLASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,630.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 BUSINESS PARK CIR # CIR105, CIR105, ST AUGUSTINE, FL 32095-8822

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 BACK CREEK DR, ST AUGUSTINE, FL 32092-0013

Mortgage

Document Number0055191204
DateMar 21, 2022
Instrument5519/1204
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateDec 16, 2020
Property Address390 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0013
Document Number0051270133
Book / Page005127 / 000133
Instrument DateDec 16, 2020
Instrument115047
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,512.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 BUSINESS PARK CIR #105 ST AUGUSTINE FL 320958824, 105, ST AUGUSTINE, FL 32095-8824
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$646,351 (+2.7%)$716,557 (-1.78%) Land $160,000 Building $556,557
2025$11,779.00 (+7.87%) Homeowner's exemption$629,358 (+2.9%)$729,527 (+6.97%) Land $155,000 Building $574,527
2024$10,920.00 (+1.39%) Homeowner's exemption$611,621 (+3%)$681,964 (+14.85%) Land $130,000 Building $551,964
2023$10,770.00 (+98.86%) Homeowner's exemption$593,807 (+341.82%)$593,807 (+341.82%) Land $101,000 Building $492,807
2022$5,416.00$134,400$134,400 Land $134,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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