405 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 405 Back Creek Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,537 sqft · built 2021
Lot Size	0.31 acres (13,503 sqft)
Owner	Company Name on File
Last Sale	$647,700 (Apr 2021)
Tax Bill	$10,957 (2025)
Deeds & Mortgages	Dec 2022 Transfer Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029011-2700`

Property Details

APN / Parcel Number

Primary APN	`029011-2700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,537 sqft Living Area
Gross Area	3,367 sqft
1st Floor Area	2,537 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	830 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 BACK CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	83/59-69 WHISPER CREEK PHASE 4 UNIT D LOT 270 OR5252/102 & 5685/72(Q/C)
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	WHISPER CREEK PHASE 4 UNIT D
Legal Phase	4
Legal Lot Number	270
Legal Unit	D
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	20905

Owner

Source: St. Johns County records · APN 029011-2700

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	405 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 29, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK
Dec 13, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	202148172
Deed Book / Page	5252 / 102
Last Transfer Date	Dec 20, 2022
Transfer Doc	0056850072
Record Updated	Jun 08, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Dec 27, 2022
Property Address	405 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
Document Number	0056850072
Book / Page	5685 / 72
Map Reference	MB 83 PG 59-69
Instrument Date	Dec 20, 2022
Instrument	2022115271
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 BACK CREEK DR, ST AUGUSTINE, FL 32092-0016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	405 BACK CREEK DR, ST AUGUSTINE, FL 32092-0016

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 29, 2021
Property Address	405 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
Document Number	0052520102
Book / Page	5252 / 102
Map Reference	MB 83 PG 59-69
Instrument Date	Apr 28, 2021
Instrument	2021048172
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	SEA GLASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,533.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 BUSINESS PARK CIR # CIR105, CIR105, ST AUGUSTINE, FL 32095-8822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BACK CREEK DR, ST AUGUSTINE, FL 32092-0016

Mortgage

Document Number	0005252104
Date	Apr 29, 2021
Instrument	5252/104

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 13, 2017
Property Address	405 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0016
Document Number	0044760151
Book / Page	004476 / 000151
Instrument Date	Dec 12, 2017
Instrument	84267
Transaction Type	Transfer
Record Updated	Feb 04, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,296.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1629 RACE TRACK RD #201 FRUIT COVE FL 322596299, 201, FRUIT COVE, FL 32259-6299
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,658 (+2.7%)	$668,186 (+0.05%) Land $160,000 Building $508,186
2025	$10,957.00 (+7.67%) Homeowner's exemption	$568,314 (+5.99%)	$667,882 (+9.92%) Land $155,000 Building $512,882
2024	$10,176.00 (+1.37%)
2023	$10,038.00 (+1.67%) Homeowner's exemption	$536,211 (+3%)	$607,607 (+16.71%) Land $101,000 Building $506,607
2022	$9,873.00 Homeowner's exemption	$520,593	$520,593 Land $134,400 Building $386,193

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,389 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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