St. Johns County property record for 389 Back Creek Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,509 sqft · built 2020 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $447,400 (May 2020) |
| Tax Bill | $8,827 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 029011-2710 |
| Primary APN | 029011-2710 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,509 sqft Living Area |
| Gross Area | 3,177 sqft |
| 1st Floor Area | 2,509 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 668 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 166 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 389 BACK CREEK DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 83/59-69 WHISPER CREEK PHASE 4 UNIT D LOT 271 OR4945/631 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 4 UNIT D |
| Legal Phase | 4 |
| Legal Lot Number | 271 |
| Legal Unit | D |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20905 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 389 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA |
| Dec 13, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on Record |
| Deed Sale | May 19, 2020 · Amount on Record |
| Prior Sale | Dec 13, 2017 · Amount on Record |
| Deed Document Number | 202038304 |
| Deed Book / Page | 4945 / 631 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 19, 2020 |
| Property Address | 389 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0014 |
| Document Number | 0049450631 |
| Book / Page | 4945 / 631 |
| Map Reference | MB 83 PG 59-69 |
| Instrument Date | May 15, 2020 |
| Instrument | 2020038304 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | SEA GLASS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,131.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 BUSINESS PARK CIR # CIR105, 200, SAINT AUGUSTINE, FL 32095-8822 |
| Name | Verified Name |
|---|---|
| Address | 389 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0014 |
| Document Number | 0004945633 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 4945/633 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 13, 2017 |
| Property Address | 389 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0014 |
| Document Number | 0044760151 |
| Book / Page | 004476 / 000151 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 84267 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,296.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1629 RACE TRACK RD #201 FRUIT COVE FL 322596299, 201, FRUIT COVE, FL 32259-6299 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,234 (+2.7%) | $553,376 (-0.1%) Land $160,000 Building $393,376 | |
| 2025 | $8,827.00 (+7.02%) Homeowner's exemption | $410,160 (+2.9%) | $553,916 (+0.87%) Land $155,000 Building $398,916 |
| 2024 | $8,248.00 (+1.28%) Homeowner's exemption | $398,601 (+3%) | $549,141 (+8.57%) Land $130,000 Building $419,141 |
| 2023 | $8,144.00 (+1.56%) Homeowner's exemption | $386,991 (+3%) | $505,817 (+11.6%) Land $101,000 Building $404,817 |
| 2022 | $8,019.00 Homeowner's exemption | $375,719 | $453,230 Land $134,400 Building $318,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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