4324 Ramona Dr, Laredo, TX 78046 Property Records

Webb County property record for 4324 Ramona Dr, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details2,038 sqft · built 2019
Lot Size0.194 acres (8,441 sqft)
Owner2 Individual Names on Record
Tax Bill$1,567 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN953-05005-370

Property Details

APN / Parcel Number

Primary APN953-05005-370
Alternative APN
  • 599509

Interior

Stories2 Stories
Building Area2,038 sqft Living Area
Gross Area2,456 sqft
1st Floor Area964 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,441 sqft (0.194 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area42 sqft

Location & Zoning

Street Address4324 RAMONA DR
CityLAREDO
StateTX
Zip78046-5044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUATRO VIENTOS SUR, BLOCK 5, LOT 37, PHASE IX
Legal SubdivisionCUATRO VIENTOS SUR
Legal PhaseIX
Legal Block5
Legal Lot Number37
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1009
Census Tract1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4324 RAMONA DR, LAREDO, TX 78046-5044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address4324 RAMONA DR, LAREDO, TX 78046-5044
Transaction TypeMortgage
Record UpdatedOct 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4324 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number005534/694
DateSep 20, 2023
Book Page5534/694
Instrument1511000
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term315 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,395 (-0.45%) Land $86,942 Building $221,453$308,395 (-0.45%) Land $86,942 Building $221,453
2025$1,567.00 (-20.13%)$309,797 (+12.72%) Land $86,942 Building $222,855$309,797 (+12.72%) Land $86,942 Building $222,855
2024$1,962.00 (+14.2%)
2023$274,834 Land $50,730 Building $224,104$274,834 Land $50,730 Building $224,104
2022$1,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

Nearby Properties on Ramona Dr

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