4314 Ramona Dr, Laredo, TX 78046 Property Records

Webb County property record for 4314 Ramona Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,593 sqft · built 2019
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$187,100 (Dec 2019)
Tax Bill	$1,150 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`953-05005-420`

Property Details

APN / Parcel Number

Primary APN	`953-05005-420`
Alternative APN	`599514`

Interior

Stories	2 Stories
Building Area	1,593 sqft Living Area
Gross Area	2,013 sqft
1st Floor Area	695 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Location & Zoning

Street Address	4314 RAMONA DR
City	LAREDO
State	TX
Zip	78046-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 5, LOT 42, PHASE IX
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	IX
Legal Block	5
Legal Lot Number	42
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1009
Census Tract	1806

Owner

4314 Ramona Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4314 RAMONA DR, LAREDO, TX 78046-5044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on File
Deed Sale	Dec 23, 2019 · Amount on File
Deed Document Number	20191380191
Deed Book / Page	4712 / 740
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	004712/740
Record Updated	Oct 29, 2026

December 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 23, 2019
Property Address	4314 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004712/740
Book / Page	4712 / 740
Map Reference	VOL 36 PG 81&82
Instrument Date	Dec 20, 2019
Instrument	1380191
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4314 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	0001380192
Date	Dec 23, 2019
Instrument	1380192

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4314 Ramona Dr was $1,150 with a homeowner's exemption, down 17.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,182 (-0.52%) Land $39,305 Building $186,877	$226,182 (-0.52%) Land $39,305 Building $186,877
2025	$1,150.00 (-17.15%) Homeowner's exemption	$227,365 Land $39,305 Building $188,060	$227,365 Land $39,305 Building $188,060
2024	$1,388.00
2023		$212,792 Land $22,925 Building $189,867	$212,792 Land $22,925 Building $189,867
2022	$1,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4314 Ramona Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4314 Ramona Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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