4316 Ramona Dr, Laredo, TX 78046 Property Records

Webb County property record for 4316 Ramona Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,543 sqft · built 2019
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Last Sale	$223,133 (Sep 2025)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`953-05005-410`

Property Details

APN / Parcel Number

Primary APN	`953-05005-410`
Alternative APN	`599513`

Interior

Stories	2 Stories
Building Area	1,543 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	675 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	59 sqft

Location & Zoning

Street Address	4316 RAMONA DR
City	LAREDO
State	TX
Zip	78046-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 5, LOT 41, PHASE IX
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	IX
Legal Block	5
Legal Lot Number	41
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1009
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4316 RAMONA DR, LAREDO, TX 78046-5044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS DEPARTMENT OF HOUSING AND COMMUNIT
Sep 17, 2025	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING
May 18, 2023	Vendor's Lien, Transfer · VA Mortgage HANCOCK MORTGAGE PARTNERS LLC
Jan 2, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	May 18, 2023 · Amount on Record
Deed Document Number	20251568011
Deed Book / Page	5906 / 308
Prior Transfer Date	Dec 31, 2019
Prior Transfer Doc	004717/108
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4316 RAMONA DR, LAREDO, TX 78046-5044
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005906/336
Date	Sep 17, 2025
Book Page	5906/336
Instrument	1568013

Lender

Name	TEXAS DEPARTMENT OF HOUSING AND COMMUNIT
Type	Non-Lending Institution
Address	4655 SALISBURY RD STE 300, JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 17, 2025
Property Address	4316 RAMONA DR, LAREDO, TX 78046-5044
Document Number	005906/308
Book / Page	5906 / 308
Map Reference	VOL 36 PG 81-82
Instrument Date	Sep 15, 2025
Instrument	1568011
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	0001568012
Date	Sep 17, 2025
Instrument	1568012

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 18, 2023
Property Address	4316 RAMONA DR, LAREDO, TX 78046-5044
Document Number	0005465/39
Book / Page	5465 / 39
Map Reference	VOL 36 PG 81&82
Instrument Date	May 12, 2023
Instrument	1500145
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	0001500146
Date	May 18, 2023
Instrument	1500146

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 2, 2020
Property Address	4316 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004717/108
Book / Page	4717 / 108
Map Reference	VOL 36 PG 81&82
Instrument Date	Dec 31, 2019
Instrument	1380820
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	0001380821
Date	Jan 2, 2020
Instrument	1380821

Lender

Name	GATEWAY FIRST BANK
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,372 (-0.52%) Land $39,305 Building $181,067	$220,372 (-0.52%) Land $39,305 Building $181,067
2025	$1,121.00 (-21.72%) Homeowner's exemption	$221,518 (+2.89%) Land $39,305 Building $182,213	$221,518 (+2.89%) Land $39,305 Building $182,213
2024	$1,432.00 Homeowner's exemption	$215,299 (+4.06%) Land $32,760 Building $182,539	$215,299 (+4.06%) Land $32,760 Building $182,539
2023	$1,432.00 (+12.23%)	$206,889 Land $22,925 Building $183,964	$206,889 Land $22,925 Building $183,964
2022	$1,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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