4325 Ramona Dr, Laredo, TX 78046 Property Records

Webb County property record for 4325 Ramona Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,405 sqft · built 2019
Lot Size	0.089 acres (3,888 sqft)
Owner	Individual Name on Record
Last Sale	$159,200 (Nov 2019)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`953-05006-080`

Property Details

APN / Parcel Number

Primary APN	`953-05006-080`
Alternative APN	`599528`

Interior

Stories	1 Story
Building Area	1,405 sqft Living Area
1st Floor Area	1,405 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,888 sqft (0.089 acres)
Porch	Open Porch
Porch Area	176 sqft

Location & Zoning

Street Address	4325 RAMONA DR
City	LAREDO
State	TX
Zip	78046-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 6, LOT 8, PHASE IX
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	IX
Legal Block	6
Legal Lot Number	8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1032
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4325 RAMONA DR, LAREDO, TX 78046-5044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 30, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 27, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Oct 30, 2019
Deed Document Number	20191378186
Deed Book / Page	4701 / 331
Prior Transfer Date	Nov 25, 2019
Prior Transfer Doc	004701/331
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4325 RAMONA DR, LAREDO, TX 78046-5044
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	005462/523
Date	May 12, 2023
Book Page	5462/523
Instrument	1499662

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LAREDO, TX 78046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Dec 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4325 RAMONA DR, LAREDO, TX 78046-5044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	4929/761
Date	Dec 30, 2020
Book Page	4929/761
Instrument	1414493

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 4, 2049

November 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 27, 2019
Property Address	4325 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004701/331
Book / Page	4701 / 331
Map Reference	VOL 36 PG 81&82
Instrument Date	Nov 25, 2019
Instrument	1378186
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	0001378187
Date	Nov 27, 2019
Instrument	1378187

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Oct 30, 2019
Property Address	4325 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004687/229
Book / Page	4687 / 229
Map Reference	VOL 36 PG 81&82
Instrument Date	Oct 30, 2019
Instrument	1375843
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3109 SALTILLO ST, 3109, LAREDO, TX 78046-7002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 CUATRO VIENTOS DR # 1, 1, LAREDO, TX 78046-6971
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,607 (-0.49%) Land $43,662 Building $154,945	$198,607 (-0.49%) Land $43,662 Building $154,945
2025	$1,010.00 (-20.72%) Homeowner's exemption	$199,587 (+9.8%) Land $43,662 Building $155,925	$199,587 (+9.8%) Land $43,662 Building $155,925
2024	$1,274.00 (+12.84%)
2023		$181,775 Land $25,466 Building $156,309	$181,775 Land $25,466 Building $156,309
2022	$1,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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