4328 Ramona Dr, Laredo, TX 78046 Property Records

Webb County property record for 4328 Ramona Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	2,075 sqft · built 2019
Lot Size	0.12 acres (5,241 sqft)
Owner	2 Individual Names on File
Last Sale	$213,900 (Sep 2019)
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`953-05005-350`

Property Details

APN / Parcel Number

Primary APN	`953-05005-350`
Alternative APN	`599507`

Interior

Stories	2 Stories
Building Area	2,075 sqft Living Area
1st Floor Area	1,335 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,241 sqft (0.12 acres)
Porch	Open Porch
Porch Area	139 sqft

Location & Zoning

Street Address	4328 RAMONA DR
City	LAREDO
State	TX
Zip	78046-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 5, LOT 35, PHASE IX
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	IX
Legal Block	5
Legal Lot Number	35
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1009
Census Tract	1806

Owner

4328 Ramona Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4328 RAMONA DR, LAREDO, TX 78046-5044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Aug 22, 2019
Deed Document Number	20191370665
Deed Book / Page	4656 / 773
Prior Transfer Date	Aug 30, 2019
Prior Transfer Doc	004656/773
Record Updated	Oct 29, 2026

September 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 3, 2019
Property Address	4328 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004656/773
Book / Page	4656 / 773
Map Reference	VOL 36 PG 81-82
Instrument Date	Aug 30, 2019
Instrument	1370665
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4328 RAMONA DRIVE, LAREDO, TX 78046-5044
Investor	Possibly a Property Investor

Mortgage

Document Number	0001370666
Date	Sep 3, 2019
Instrument	1370666

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Aug 22, 2019
Property Address	4328 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004650/591
Book / Page	4650 / 591
Map Reference	VOL 36 PG 81&82
Instrument Date	Aug 22, 2019
Instrument	1369659
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3109 SALTILLO ST, 3109, LAREDO, TX 78046-7002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 CUATRO VIENTOS DR # 1, 1, LAREDO, TX 78046-6971
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4328 Ramona Dr was $1,385, down 21.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,456 (-0.5%) Land $57,284 Building $215,172	$272,456 (-0.5%) Land $57,284 Building $215,172
2025	$1,385.00 (-21.08%)	$273,817 Land $57,284 Building $216,533	$273,817 Land $57,284 Building $216,533
2024	$1,755.00
2023		$251,191 Land $33,438 Building $217,753	$251,191 Land $33,438 Building $217,753
2022	$1,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4328 Ramona Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4328 Ramona Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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