4320 Ramona Dr, Laredo, TX 78046 Property Records

Webb County property record for 4320 Ramona Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,602 sqft · built 2019
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Last Sale	$233,050 (Oct 2024)
Tax Bill	$1,148 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`953-05005-390`

Property Details

APN / Parcel Number

Primary APN	`953-05005-390`
Alternative APN	`599511`

Interior

Stories	2 Stories
Building Area	1,602 sqft Living Area
Gross Area	2,022 sqft
1st Floor Area	695 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	125 sqft

Location & Zoning

Street Address	4320 RAMONA DR
City	LAREDO
State	TX
Zip	78046-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 5, LOT 39, PHASE IX
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	IX
Legal Block	5
Legal Lot Number	39
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1009
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4320 RAMONA DR, LAREDO, TX 78046-5044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Vendor's Lien, Transfer · Commercial Mortgage RCN CAPITAL LLC
Jan 10, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Jan 17, 2023 · Amount on Record
Deed Document Number	20241542476
Deed Book / Page	5735 / 721
Prior Transfer Date	Jan 7, 2020
Prior Transfer Doc	004721/218
Record Updated	Oct 29, 2026

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 17, 2023
Property Address	4320 RAMONA DR, LAREDO, TX 78046-5044
Document Number	005402/659
Book / Page	5402 / 659
Map Reference	VOL 36 PG 81-82
Instrument Date	Jan 11, 2023
Instrument	1489266
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8902 LIBERTY LOOP, LAREDO, TX 78045-8337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 N 1200 W # 300, 300, OREM, UT 84057-2841

Mortgage

Document Number	0001489267
Date	Jan 17, 2023
Instrument	1489267

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

January 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 10, 2020
Property Address	4320 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004721/218
Book / Page	4721 / 218
Map Reference	VOL 36 PG 81&82
Instrument Date	Jan 7, 2020
Instrument	1381552
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 RAMONA DRIVE, LAREDO, TX 78046-5044

Mortgage

Document Number	0001381553
Date	Jan 10, 2020
Instrument	1381553

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,778 (-0.52%) Land $39,305 Building $186,473	$225,778 (-0.52%) Land $39,305 Building $186,473
2025	$1,148.00 (-21.8%) Homeowner's exemption	$226,957 (+6.92%) Land $39,305 Building $187,652	$226,957 (+6.92%) Land $39,305 Building $187,652
2024	$1,468.00 (+12.92%)
2023		$212,270 Land $22,925 Building $189,345	$212,270 Land $22,925 Building $189,345
2022	$1,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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